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During the past 12 months, PT Capital Financial Indonesia Tbk's average EBITDA Per Share Growth Rate was -1.80% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 4.10% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 0.70% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 68.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 11 years, the highest 3-Year average EBITDA Per Share Growth Rate of PT Capital Financial Indonesia Tbk was 365.80% per year. The lowest was -2.10% per year. And the median was 50.95% per year.
PT Capital Financial Indonesia Tbk (ISX:CASA) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PT Capital Financial Indonesia Tbk 3-Year EBITDA Growth Rate Related Terms
ISX:CASA vs MET, AFL, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's 3-Year EBITDA Growth Rate falls into.
PT Capital Financial Indonesia Tbk 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 4.10% mean?
PT Capital Financial Indonesia Tbk (ISX:CASA) has a 3-Year EBITDA Growth Rate of 4.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT Capital Financial Indonesia Tbk and its competitors. This is 92% below median its historical median of 50.95. According to the industry distribution chart, PT Capital Financial Indonesia Tbk ranks #208 out of 290 companies in the Insurance industry, placing it in the top 71.7%.
Is PT Capital Financial Indonesia Tbk's 3-Year EBITDA Growth Rate too high?
PT Capital Financial Indonesia Tbk's current 3-Year EBITDA Growth Rate of 4.10% is 92% below median its 10-year median of 50.95. The Insurance industry median 3-Year EBITDA Growth Rate is 15.55. PT Capital Financial Indonesia Tbk's value of 4.10% is 73.6% below this industry median. Based on the distribution chart, PT Capital Financial Indonesia Tbk ranks #208 out of 290 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's 3-Year EBITDA Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, PT Capital Financial Indonesia Tbk ranks #208 out of 290 companies for 3-Year EBITDA Growth Rate. This places PT Capital Financial Indonesia Tbk in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.55. PT Capital Financial Indonesia Tbk's value of 4.10% is 73.6% below this benchmark. While the company's 10-year median is 50.95 vs. the industry median of 15.55, PT Capital Financial Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.55, based on 290 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Capital Financial Indonesia Tbk's current 3-Year EBITDA Growth Rate of 4.10% is 73.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT Capital Financial Indonesia Tbk and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Capital Financial Indonesia Tbk's current 3-Year EBITDA Growth Rate is 4.10%, which is 92% below median its own 10-year median of 50.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp810.80, compared to a current price of Rp1,810.00 — trading 123.2% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 4.10%, which is 92% below median its 10-year median of 50.95 and 73.6% below the Insurance industry median of 15.55. PT Capital Financial Indonesia Tbk's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current 3-Year EBITDA Growth Rate is 4.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,810.00 is trading 123.2% above its estimated GF Value™ of Rp810.80.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
3-Year EBITDA Growth Rate: 4.10% (92% below median its 10-year median of 50.95)
GF Value™: Rp810.80 vs. price of Rp1,810.00 (123.2% above fair value)
Industry Position: 73.6% below the Insurance median (#208 of 290)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
50GF Score
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