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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk Effective Interest Rate on Debt % Chart
ISX:CASA vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 114.68% mean?
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Effective Interest Rate on Debt % of 114.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Capital Financial Indonesia Tbk and its competitors.
Is PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt % too high?
PT Capital Financial Indonesia Tbk's current Effective Interest Rate on Debt % is 114.68%. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt % compare to AFL and MET?
PT Capital Financial Indonesia Tbk's Effective Interest Rate on Debt % of 114.68% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Capital Financial Indonesia Tbk and its competitors. PT Capital Financial Indonesia Tbk's current Effective Interest Rate on Debt % is 114.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp754.09, compared to a current price of Rp1,800.00 — trading 138.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 114.68%. PT Capital Financial Indonesia Tbk's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Effective Interest Rate on Debt % is 114.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,800.00 is trading 138.7% above its estimated GF Value™ of Rp754.09.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
Effective Interest Rate on Debt %: 114.68%
GF Value™: Rp754.09 vs. price of Rp1,800.00 (138.7% above fair value)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk Business Description
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
43GF Score
Get the complete analysis for ISX:CASA
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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