PT Capital Financial Indonesia Tbk (ISX:CASA) Retained Earnings: Rp832,070 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:CASA PT Capital Financial Indonesia Tbk ISX:CASA
50 GF Score
Price Rp1,800.00
GF Value Rp754.29
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PT Capital Financial Indonesia Tbk Retained Earnings?

PT Capital Financial Indonesia Tbk ISX:CASA -2.96% 50 Retained Earnings is Rp832,070 Mil as of Mar. 2026. GuruFocus rates ISX:CASA with a GF Score™ of 50/100 and a GF Value™ of Rp754.29 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Capital Financial Indonesia Tbk's retained earnings for the quarter that ended in Mar. 2026 was Rp832,070 Mil.

PT Capital Financial Indonesia Tbk's quarterly retained earnings increased from Sep. 2025 (Rp640,359 Mil) to Dec. 2025 (Rp822,313 Mil) and increased from Dec. 2025 (Rp822,313 Mil) to Mar. 2026 (Rp832,070 Mil).

PT Capital Financial Indonesia Tbk's annual retained earnings increased from Dec. 2023 (Rp552,178 Mil) to Dec. 2024 (Rp692,424 Mil) and increased from Dec. 2024 (Rp692,424 Mil) to Dec. 2025 (Rp822,313 Mil).


PT Capital Financial Indonesia Tbk  (ISX:CASA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Capital Financial Indonesia Tbk Retained Earnings Historical Data

* Premium members only.

The historical data trend for PT Capital Financial Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Capital Financial Indonesia Tbk Retained Earnings Chart

PT Capital Financial Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 391,006.00 416,516.00 552,178.00 692,424.00 822,313.00

PT Capital Financial Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 623,573.00 622,410.00 640,359.00 822,313.00 832,070.00
ISX:CASA
50GF Score
PT Capital Financial Indonesia Tbk ISX:CASA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Capital Financial Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp832,070 Mil mean?
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Retained Earnings of Rp832,070 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Capital Financial Indonesia Tbk and its competitors.
Is PT Capital Financial Indonesia Tbk's Retained Earnings too high?
PT Capital Financial Indonesia Tbk's current Retained Earnings is Rp832,070 Mil. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Retained Earnings compare to AFL and MET?
PT Capital Financial Indonesia Tbk's Retained Earnings of Rp832,070 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Capital Financial Indonesia Tbk and its competitors. PT Capital Financial Indonesia Tbk's current Retained Earnings is Rp832,070 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp754.29, compared to a current price of Rp1,800.00 — trading 138.6% above its estimated fair value. The current Retained Earnings is Rp832,070 Mil. PT Capital Financial Indonesia Tbk's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Retained Earnings is Rp832,070 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued. The current stock price of Rp1,800.00 is trading 138.6% above its estimated GF Value™ of Rp754.29. GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for ISX:CASA:

  • Retained Earnings: Rp832,070 Mil
  • GF Value™: Rp754.29 vs. price of Rp1,800.00 (138.6% above fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Capital Financial Indonesia Tbk Business Description

Address Jalan Jend. Gatot Subroto No. 38, Gedung Menara Jamsostek Menara, North Tower, 5th Floor, Jakarta, IDN, 12710
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
50GF Score

Get the complete analysis for ISX:CASA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,800.00
Price
Rp754.29
GF Value