The historical rank and industry rank for PT Capital Financial Indonesia Tbk's Pretax Margin % or its related term are showing as below:
ISX:CASA'
s Pretax Margin % Range Over the Past 10 Years
Min: 0.22 Med: 1.67 Max: 7.43
Current: 4.34
ISX:CASA's Pretax Margin % is ranked worse than 79.05% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs ISX:CASA: 4.34
PT Capital Financial Indonesia Tbk (ISX:CASA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Capital Financial Indonesia Tbk Pretax Margin % Related Terms
PT Capital Financial Indonesia Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk Pretax Margin % Chart
ISX:CASA vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Pretax Margin % of 2.39% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Capital Financial Indonesia Tbk and its competitors. This is 43% above median its historical median of 1.67. Over the past decade, PT Capital Financial Indonesia Tbk's Pretax Margin % has ranged from 0.22 to 7.43. According to the industry distribution chart, PT Capital Financial Indonesia Tbk ranks #400 out of 506 companies in the Insurance industry, placing it in the top 79.1%.
Is PT Capital Financial Indonesia Tbk's Pretax Margin % too high?
PT Capital Financial Indonesia Tbk's current Pretax Margin % of 2.39% is 43% above median its 10-year median of 1.67. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 7.43. The Insurance industry median Pretax Margin % is 12.02. PT Capital Financial Indonesia Tbk's value of 2.39% is 80.1% below this industry median. Based on the distribution chart, PT Capital Financial Indonesia Tbk ranks #400 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Capital Financial Indonesia Tbk ranks #400 out of 506 companies for Pretax Margin %. This places PT Capital Financial Indonesia Tbk in the lower half of its industry. The industry median Pretax Margin % is 12.02. PT Capital Financial Indonesia Tbk's value of 2.39% is 80.1% below this benchmark. Historically, PT Capital Financial Indonesia Tbk's own Pretax Margin % has ranged from 0.22 to 7.43 over the past decade. While the company's 10-year median is 1.67 vs. the industry median of 12.02, PT Capital Financial Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Capital Financial Indonesia Tbk's current Pretax Margin % of 2.39% is 80.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Capital Financial Indonesia Tbk and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Capital Financial Indonesia Tbk's current Pretax Margin % is 2.39%, which is 43% above median its own 10-year median of 1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp752.29, compared to a current price of Rp1,810.00 — trading 140.6% above its estimated fair value. The current Pretax Margin % is 2.39%, which is 43% above median its 10-year median of 1.67 and 80.1% below the Insurance industry median of 12.02. PT Capital Financial Indonesia Tbk's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Pretax Margin % is 2.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,810.00 is trading 140.6% above its estimated GF Value™ of Rp752.29.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
Pretax Margin %: 2.39% (43% above median its 10-year median of 1.67)
GF Value™: Rp752.29 vs. price of Rp1,810.00 (140.6% above fair value)
Industry Position: 80.1% below the Insurance median (#400 of 506)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk Business Description
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
50GF Score
Get the complete analysis for ISX:CASA
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:CASA has been successfully added to your 
