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What is PT Capital Financial Indonesia Tbk Debt-to-Equity?
PT Capital Financial Indonesia TbkISX:CASA 50 Debt-to-Equity is 0.13 as of Jun. 2026, which is 7% below its 10-year median of 0.14. GuruFocus rates ISX:CASA with a GF Score™ of 50/100 and a GF Value™ of Rp805.30 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 403 Insurance companies, PT Capital Financial Indonesia Tbk ranks better than 64.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
ISX:CASA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1 Med: 0.14 Max: 0.25
Current: 0.13
During the past 11 years, the highest Debt-to-Equity Ratio of PT Capital Financial Indonesia Tbk was 0.25. The lowest was 0.10. And the median was 0.14.
ISX:CASA's Debt-to-Equity is ranked better than 64.52% of 403
companies
in the Insurance industry
Industry Median: 0.21
vs ISX:CASA: 0.13
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Capital Financial Indonesia Tbk Debt-to-Equity Related Terms
PT Capital Financial Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk Debt-to-Equity Chart
ISX:CASA vs AFL, MET, PRU: Debt-to-Equity Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Debt-to-Equity of 0.13 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Capital Financial Indonesia Tbk and its competitors. This is near median its historical median of 0.14. Over the past decade, PT Capital Financial Indonesia Tbk's Debt-to-Equity has ranged from 0.10 to 0.25. According to the industry distribution chart, PT Capital Financial Indonesia Tbk ranks #143 out of 403 companies in the Insurance industry, placing it in the top 35.5%.
Is PT Capital Financial Indonesia Tbk's Debt-to-Equity too high?
PT Capital Financial Indonesia Tbk's current Debt-to-Equity of 0.13 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.25. The Insurance industry median Debt-to-Equity is 0.21. PT Capital Financial Indonesia Tbk's value of 0.13 is 38.1% below this industry median. Based on the distribution chart, PT Capital Financial Indonesia Tbk ranks #143 out of 403 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, PT Capital Financial Indonesia Tbk ranks #143 out of 403 companies for Debt-to-Equity. This puts PT Capital Financial Indonesia Tbk in the upper half of its industry. The industry median Debt-to-Equity is 0.21. PT Capital Financial Indonesia Tbk's value of 0.13 is 38.1% below this benchmark. Historically, PT Capital Financial Indonesia Tbk's own Debt-to-Equity has ranged from 0.10 to 0.25 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.21, PT Capital Financial Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Capital Financial Indonesia Tbk's current Debt-to-Equity of 0.13 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Capital Financial Indonesia Tbk and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Capital Financial Indonesia Tbk's current Debt-to-Equity is 0.13, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp805.30, compared to a current price of Rp1,800.00 — trading 123.5% above its estimated fair value. The current Debt-to-Equity is 0.13, which is near median its 10-year median of 0.14 and 38.1% below the Insurance industry median of 0.21. PT Capital Financial Indonesia Tbk's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Debt-to-Equity is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,800.00 is trading 123.5% above its estimated GF Value™ of Rp805.30.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
Debt-to-Equity: 0.13 (near median its 10-year median of 0.14)
GF Value™: Rp805.30 vs. price of Rp1,800.00 (123.5% above fair value)
Industry Position: 38.1% below the Insurance median (#143 of 403)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
50GF Score
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