Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for PT Capital Financial Indonesia Tbk's Equity-to-Asset or its related term are showing as below:
ISX:CASA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.18 Med: 0.23 Max: 0.46
Current: 0.24
During the past 11 years, the highest Equity to Asset Ratio of PT Capital Financial Indonesia Tbk was 0.46. The lowest was 0.18. And the median was 0.23.
ISX:CASA's Equity-to-Asset is ranked worse than 54.6% of 500
companies
in the Insurance industry
Industry Median: 0.26
vs ISX:CASA: 0.24
PT Capital Financial Indonesia Tbk (ISX:CASA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Capital Financial Indonesia Tbk Equity-to-Asset Related Terms
PT Capital Financial Indonesia Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk Equity-to-Asset Chart
ISX:CASA vs MET, AFL, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's Equity-to-Asset falls into.
PT Capital Financial Indonesia Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Equity-to-Asset of 0.24 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Capital Financial Indonesia Tbk and its competitors. This is near median its historical median of 0.23. Over the past decade, PT Capital Financial Indonesia Tbk's Equity-to-Asset has ranged from 0.18 to 0.46. According to the industry distribution chart, PT Capital Financial Indonesia Tbk ranks #273 out of 500 companies in the Insurance industry, placing it in the top 54.6%.
Is PT Capital Financial Indonesia Tbk's Equity-to-Asset too high?
PT Capital Financial Indonesia Tbk's current Equity-to-Asset of 0.24 is near median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.46. The Insurance industry median Equity-to-Asset is 0.26. PT Capital Financial Indonesia Tbk's value of 0.24 is 7.7% below this industry median. Based on the distribution chart, PT Capital Financial Indonesia Tbk ranks #273 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Equity-to-Asset compare to MET and AFL?
According to the Insurance industry distribution chart, PT Capital Financial Indonesia Tbk ranks #273 out of 500 companies for Equity-to-Asset. This places PT Capital Financial Indonesia Tbk in the lower half of its industry. The industry median Equity-to-Asset is 0.26. PT Capital Financial Indonesia Tbk's value of 0.24 is 7.7% below this benchmark. Historically, PT Capital Financial Indonesia Tbk's own Equity-to-Asset has ranged from 0.18 to 0.46 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.26, PT Capital Financial Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Capital Financial Indonesia Tbk's current Equity-to-Asset of 0.24 is 7.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Capital Financial Indonesia Tbk and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Capital Financial Indonesia Tbk's current Equity-to-Asset is 0.24, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp811.17, compared to a current price of Rp1,800.00 — trading 121.9% above its estimated fair value. The current Equity-to-Asset is 0.24, which is near median its 10-year median of 0.23 and 7.7% below the Insurance industry median of 0.26. PT Capital Financial Indonesia Tbk's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Equity-to-Asset is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,800.00 is trading 121.9% above its estimated GF Value™ of Rp811.17.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
Equity-to-Asset: 0.24 (near median its 10-year median of 0.23)
GF Value™: Rp811.17 vs. price of Rp1,800.00 (121.9% above fair value)
Industry Position: 7.7% below the Insurance median (#273 of 500)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
49GF Score
Get the complete analysis for ISX:CASA
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:CASA has been successfully added to your 
