Yamanashi Chuo Bank (TSE:8360) Cyclically Adjusted Book per Share: 円7,397.18 (As of Mar. 2026)


TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円6,510.00
GF Value 円2,674.87
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank Cyclically Adjusted Book per Share?

Yamanashi Chuo Bank TSE:8360 -0.31% 47 Cyclically Adjusted Book per Share is 円7,397.18 as of Mar. 2026. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,674.87 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Yamanashi Chuo Bank's adjusted book value per share for the three months ended in Mar. 2026 was 円7,598.338. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円7,397.18 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Yamanashi Chuo Bank's average Cyclically Adjusted Book Growth Rate was 1.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 3.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Yamanashi Chuo Bank was 4.00% per year. The lowest was 2.80% per year. And the median was 3.75% per year.

As of today (2026-07-11), Yamanashi Chuo Bank's current stock price is 円6510.00. Yamanashi Chuo Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円7,397.18. Yamanashi Chuo Bank's Cyclically Adjusted PB Ratio of today is 0.88.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Yamanashi Chuo Bank was 0.88. The lowest was 0.10. And the median was 0.21.


Yamanashi Chuo Bank  (TSE:8360) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Yamanashi Chuo Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=6510.00/7397.18
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Yamanashi Chuo Bank was 0.88. The lowest was 0.10. And the median was 0.21.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Yamanashi Chuo Bank Cyclically Adjusted Book per Share Related Terms


Yamanashi Chuo Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Yamanashi Chuo Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank Cyclically Adjusted Book per Share Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,535.80 6,811.00 7,043.98 7,314.64 7,397.18

Yamanashi Chuo Bank Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,314.64 7,349.30 7,361.80 7,418.15 7,397.18

Yamanashi Chuo Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Yamanashi Chuo Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamanashi Chuo Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yamanashi Chuo Bank's Cyclically Adjusted PB Ratio falls into.


TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamanashi Chuo Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yamanashi Chuo Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7598.338/112.7000*112.7000
=7,598.338

Current CPI (Mar. 2026) = 112.7000.

Yamanashi Chuo Bank Quarterly Data

Book Value per Share CPI Adj_Book
201512 6,764.585 98.100 7,771.343
201603 6,857.013 97.900 7,893.620
201606 6,940.424 98.100 7,973.352
201609 6,794.004 98.000 7,813.105
201612 6,418.166 98.400 7,350.887
201703 6,393.844 98.100 7,345.425
201706 6,485.086 98.500 7,419.992
201709 6,485.842 98.800 7,398.324
201712 6,615.199 99.400 7,500.331
201803 6,434.753 99.200 7,310.450
201806 6,503.563 99.200 7,388.624
201809 6,559.188 99.900 7,399.604
201812 6,282.348 99.700 7,101.511
201903 6,657.218 99.700 7,525.260
201906 6,656.643 99.800 7,517.071
201909 7,138.905 100.100 8,037.508
201912 7,066.344 100.500 7,924.149
202003 6,188.263 100.300 6,953.312
202006 6,385.287 99.900 7,203.422
202009 6,495.847 99.900 7,328.148
202012 6,716.457 99.300 7,622.807
202103 6,853.731 99.900 7,731.887
202106 6,999.342 99.500 7,927.898
202109 6,994.277 100.100 7,874.676
202112 7,000.219 100.100 7,881.365
202203 6,519.108 101.100 7,267.097
202206 6,305.307 101.800 6,980.433
202209 6,057.389 103.100 6,621.414
202212 5,928.728 104.100 6,418.517
202303 6,133.548 104.400 6,621.177
202306 6,638.981 105.200 7,112.292
202309 6,464.695 106.200 6,860.368
202312 6,607.123 106.800 6,972.123
202403 7,145.642 107.200 7,512.256
202409 7,031.691 108.900 7,277.058
202503 6,959.411 111.100 7,059.637
202506 7,260.246 111.700 7,325.244
202509 7,537.219 112.000 7,584.327
202512 7,502.758 113.000 7,482.839
202603 7,598.338 112.700 7,598.338

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of 円7,397.18 mean?
Yamanashi Chuo Bank (TSE:8360) has a Cyclically Adjusted Book per Share of 円7,397.18 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yamanashi Chuo Bank and its competitors.
Is Yamanashi Chuo Bank's Cyclically Adjusted Book per Share too high?
Yamanashi Chuo Bank's current Cyclically Adjusted Book per Share is 円7,397.18. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Cyclically Adjusted Book per Share compare to competitors?
Yamanashi Chuo Bank's Cyclically Adjusted Book per Share of 円7,397.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yamanashi Chuo Bank and its competitors. Yamanashi Chuo Bank's current Cyclically Adjusted Book per Share is 円7,397.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,674.87, compared to a current price of 円6,510.00 — trading 143.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is 円7,397.18. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Cyclically Adjusted Book per Share is 円7,397.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,510.00 is trading 143.4% above its estimated GF Value™ of 円2,674.87. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Cyclically Adjusted Book per Share: 円7,397.18
  • GF Value™: 円2,674.87 vs. price of 円6,510.00 (143.4% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,510.00
Price
円2,674.87
GF Value