Yamanashi Chuo Bank (TSE:8360) LT-Debt-to-Total-Asset: 0.10 (As of Mar. 2026)

What is Yamanashi Chuo Bank LT-Debt-to-Total-Asset?

Yamanashi Chuo Bank TSE:8360 -0.31% 47 LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,675.54 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Yamanashi Chuo Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.10.

Yamanashi Chuo Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.11) to Mar. 2026 (0.10). It may suggest that Yamanashi Chuo Bank is progressively becoming less dependent on debt to grow their business.

Yamanashi Chuo Bank (TSE:8360) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Yamanashi Chuo Bank LT-Debt-to-Total-Asset Related Terms

Yamanashi Chuo Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Yamanashi Chuo Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank LT-Debt-to-Total-Asset Chart

Yamanashi Chuo Bank Annual Data

Trend

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Mar26

LT-Debt-to-Total-Asset

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0.14

0.11

0.10

0.11

0.10

Yamanashi Chuo Bank Quarterly Data
	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Sep24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.11	0.10	0.11	0.09	0.10

47GF Score

Yamanashi Chuo Bank Ltd TSE:8360

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Yamanashi Chuo Bank LT-Debt-to-Total-Asset Calculation

Yamanashi Chuo Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	439456	/	4581480
	=	0.10

Yamanashi Chuo Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	439456	/	4581480
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

Yamanashi Chuo Bank (TSE:8360) has a LT-Debt-to-Total-Asset of 0.10 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Yamanashi Chuo Bank and its competitors.

Is Yamanashi Chuo Bank's LT-Debt-to-Total-Asset too high?

Yamanashi Chuo Bank's current LT-Debt-to-Total-Asset is 0.10. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Yamanashi Chuo Bank's LT-Debt-to-Total-Asset compare to competitors?

Yamanashi Chuo Bank's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Yamanashi Chuo Bank and its competitors. Yamanashi Chuo Bank's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Yamanashi Chuo Bank stock overvalued right now?

Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,675.54, compared to a current price of 円6,510.00 — trading 143.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,510.00 is trading 143.3% above its estimated GF Value™ of 円2,675.54. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

LT-Debt-to-Total-Asset: 0.10
GF Value™: 円2,675.54 vs. price of 円6,510.00 (143.3% above fair value)
GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamanashi Chuo Bank Business Description

Industry Financial Services Banks

Comparable Companies TSE:8346 TSE:7322 TSE:8393 TSE:8392 TSE:8600 TSE:7381 TSE:7184 TSE:8345 TSE:8337 TSE:7350 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601

Website http://www.yamanashibank.co.jp

Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.

47GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,510.00

Price

円2,675.54

GF Value

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