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Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Yamanashi Chuo Bank's Net Income for the
three
months ended in Jun. 2026 was 円4,754 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 円11,542 Mil.
Yamanashi Chuo Bank (TSE:8360) Net Income Explanation
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
Yamanashi Chuo Bank's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
Yamanashi Chuo Bank Net Income Related Terms
Yamanashi Chuo Bank Net Income Historical Data
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The historical data trend for Yamanashi Chuo Bank's Net Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円11,542 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yamanashi Chuo Bank (TSE:8360) has a Net Income of 円11,542 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Yamanashi Chuo Bank and its competitors.
Is Yamanashi Chuo Bank's Net Income too high?
Yamanashi Chuo Bank's current Net Income is 円11,542 Mil. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Net Income compare to competitors?
Yamanashi Chuo Bank's Net Income of 円11,542 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Yamanashi Chuo Bank and its competitors. Yamanashi Chuo Bank's current Net Income is 円11,542 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,528.81, compared to a current price of 円7,390.00 — trading 192.2% above its estimated fair value. The current Net Income is 円11,542 Mil. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Net Income is 円11,542 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?
Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued.
The current stock price of 円7,390.00 is trading 192.2% above its estimated GF Value™ of 円2,528.81.
GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.
Key valuation signals for TSE:8360:
Net Income: 円11,542 Mil
GF Value™: 円2,528.81 vs. price of 円7,390.00 (192.2% above fair value)
No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamanashi Chuo Bank Ltd is a regional Japanese bank headquartered in Kofu, Yamanashi Prefecture. It operates a branch network concentrated in Yamanashi Prefecture and western Tokyo, serving individual depositors, small and medium-sized enterprises, and local corporate clients. Its core business is deposit-taking and lending, including personal and business loans, mortgage financing, and loan guarantees. The bank also offers domestic and foreign exchange services, securities trading and investment trusts, Japanese government bond sales, corporate bond underwriting, insurance products, currency hedging and derivative instruments such as forward exchange contracts and swaps, credit cards, and economic research. Revenue is generated primarily from net interest income on loans and deposits, supplemented by fees and commissions from securities, insurance, and advisory services. All operations are domestic, with no significant international presence.
47GF Score
Get the complete analysis for TSE:8360
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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