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Yamanashi Chuo BankTSE:8360 +4.47%47 5-Year Yield-on-Cost % is 6.81 as of Aug. 06, 2026, which is 32% below its 10-year median of 9.98. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,692.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,253 Banks companies, Yamanashi Chuo Bank ranks better than 77.73% on this metric.
Yamanashi Chuo Bank's yield on cost for the quarter that ended in Mar. 2026 was 6.81.
The historical rank and industry rank for Yamanashi Chuo Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8360'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.73 Med: 9.98 Max: 19.86
Current: 6.81
During the past 13 years, Yamanashi Chuo Bank's highest Yield on Cost was 19.86. The lowest was 3.73. And the median was 9.98.
TSE:8360's 5-Year Yield-on-Cost % is ranked better than 77.73% of 1253
companies
in the Banks industry
Industry Median: 3.77
vs TSE:8360: 6.81
Yamanashi Chuo Bank (TSE:8360) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Yamanashi Chuo Bank 5-Year Yield-on-Cost % Related Terms
Yamanashi Chuo Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Yamanashi Chuo Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yamanashi Chuo Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Yamanashi Chuo Bank's 5-Year Yield-on-Cost % falls into.
Yamanashi Chuo Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Yamanashi Chuo Bank (TSE:8360) has a 5-Year Yield-on-Cost % of 6.81 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yamanashi Chuo Bank and its competitors. This is 32% below median its historical median of 9.98. Over the past decade, Yamanashi Chuo Bank's 5-Year Yield-on-Cost % has ranged from 3.73 to 19.86. According to the industry distribution chart, Yamanashi Chuo Bank ranks #279 out of 1253 companies in the Banks industry, placing it in the top 22.3%.
Is Yamanashi Chuo Bank's 5-Year Yield-on-Cost % too high?
Yamanashi Chuo Bank's current 5-Year Yield-on-Cost % of 6.81 is 32% below median its 10-year median of 9.98. Over the past 10 years, this metric has ranged from a low of 3.73 to a high of 19.86. The Banks industry median 5-Year Yield-on-Cost % is 3.77. Yamanashi Chuo Bank's value of 6.81 is 80.6% above this industry median. Based on the distribution chart, Yamanashi Chuo Bank ranks #279 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Yamanashi Chuo Bank ranks #279 out of 1253 companies for 5-Year Yield-on-Cost %. This places Yamanashi Chuo Bank in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.77. Yamanashi Chuo Bank's value of 6.81 is 80.6% above this benchmark. Historically, Yamanashi Chuo Bank's own 5-Year Yield-on-Cost % has ranged from 3.73 to 19.86 over the past decade. While the company's 10-year median is 9.98 vs. the industry median of 3.77, Yamanashi Chuo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamanashi Chuo Bank's current 5-Year Yield-on-Cost % of 6.81 is 80.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yamanashi Chuo Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamanashi Chuo Bank's current 5-Year Yield-on-Cost % is 6.81, which is 32% below median its own 10-year median of 9.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,692.32, compared to a current price of 円7,010.00 — trading 160.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.81, which is 32% below median its 10-year median of 9.98 and 80.6% above the Banks industry median of 3.77. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current 5-Year Yield-on-Cost % is 6.81 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?
Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued.
The current stock price of 円7,010.00 is trading 160.4% above its estimated GF Value™ of 円2,692.32.
GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.
Key valuation signals for TSE:8360:
5-Year Yield-on-Cost %: 6.81 (32% below median its 10-year median of 9.98)
GF Value™: 円2,692.32 vs. price of 円7,010.00 (160.4% above fair value)
Industry Position: 80.6% above the Banks median (#279 of 1253)
No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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