Yamanashi Chuo Bank (TSE:8360) Cyclically Adjusted PS Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円7,390.00
GF Value 円2,528.81
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Yamanashi Chuo Bank  (TSE:8360) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Related Terms


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.73 1.16 1.25 2.87

Yamanashi Chuo Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.84 2.29 2.93 3.44

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Yamanashi Chuo Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Yamanashi Chuo Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=575.181/113.6000*113.6000
=575.181

Current CPI (Jun. 2026) = 113.6000.

Yamanashi Chuo Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 399.395 98.000 462.972
201612 407.379 98.400 470.307
201703 350.096 98.100 405.412
201706 385.255 98.500 444.314
201709 353.482 98.800 406.433
201712 381.484 99.400 435.982
201803 397.084 99.200 454.725
201806 376.232 99.200 430.846
201809 348.640 99.900 396.451
201812 480.353 99.700 547.323
201903 315.263 99.700 359.216
201906 311.977 99.800 355.116
201909 364.423 100.100 413.571
201912 316.970 100.500 358.286
202003 391.388 100.300 443.287
202006 409.425 99.900 465.572
202009 392.304 99.900 446.103
202012 315.298 99.300 360.703
202103 371.367 99.900 422.295
202106 338.075 99.500 385.983
202109 367.534 100.100 417.102
202112 349.570 100.100 396.715
202203 344.523 101.100 387.120
202206 450.410 101.800 502.619
202209 436.016 103.100 480.421
202212 458.258 104.100 500.078
202303 519.020 104.400 564.757
202306 417.317 105.200 450.639
202309 465.322 106.200 497.746
202312 436.845 106.800 464.659
202403 462.428 107.200 490.036
202406 404.117 108.200 424.286
202409 415.925 108.900 433.876
202412 427.349 110.700 438.544
202503 441.180 111.100 451.108
202506 482.369 111.700 490.574
202509 471.526 112.000 478.262
202512 435.188 113.000 437.499
202603 616.467 112.700 621.390
202606 575.181 113.600 575.181

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円7,390.00 is trading 192.2% above its estimated GF Value™ of 円2,528.81. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: 円2,528.81 vs. price of 円7,390.00 (192.2% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,390.00
Price
円2,528.81
GF Value