Yamanashi Chuo Bank (TSE:8360) Cyclically Adjusted PS Ratio: 3.66 (As of Aug. 03, 2026) — 341% Above Median

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TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円6,440.00
GF Value 円2,690.30
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank Cyclically Adjusted PS Ratio?

Yamanashi Chuo Bank TSE:8360 +2.38% 47 Cyclically Adjusted PS Ratio is 3.66 as of Aug. 03, 2026, which is 341% above its 10-year median of 0.83. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,690.30 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Yamanashi Chuo Bank ranks worse than 63.05% on this metric.

As of today (2026-08-03), Yamanashi Chuo Bank's current share price is 円6440.00. Yamanashi Chuo Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,758.45. Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio for today is 3.66.

The historical rank and industry rank for Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8360' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.43   Med: 0.83   Max: 4.03
Current: 4.03

During the past years, Yamanashi Chuo Bank's highest Cyclically Adjusted PS Ratio was 4.03. The lowest was 0.43. And the median was 0.83.

TSE:8360's Cyclically Adjusted PS Ratio is ranked worse than
63.05% of 1299 companies
in the Banks industry
Industry Median: 3.4 vs TSE:8360: 4.03

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Yamanashi Chuo Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円838.247. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,758.45 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yamanashi Chuo Bank  (TSE:8360) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Related Terms


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.75 1.19 0.00 2.95

Yamanashi Chuo Bank Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.51 1.89 2.34 2.95

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamanashi Chuo Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamanashi Chuo Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=6440.00/1758.45
=3.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Yamanashi Chuo Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=838.247/112.7000*112.7000
=838.247

Current CPI (Mar. 2026) = 112.7000.

Yamanashi Chuo Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 332.484 98.100 381.967
201603 374.618 97.900 431.251
201606 408.644 98.100 469.462
201609 369.462 98.000 424.881
201612 386.231 98.400 442.360
201703 339.325 98.100 389.826
201706 388.945 98.500 445.016
201709 349.251 98.800 398.387
201712 361.410 99.400 409.768
201803 368.218 99.200 418.328
201806 372.263 99.200 422.924
201809 329.211 99.900 371.392
201812 463.680 99.700 524.140
201903 305.155 99.700 344.945
201906 306.840 99.800 346.502
201909 329.129 100.100 370.558
201912 288.782 100.500 323.838
202003 360.461 100.300 405.024
202006 403.051 99.900 454.693
202009 387.859 99.900 437.555
202012 322.195 99.300 365.673
202103 351.039 99.900 396.017
202106 334.648 99.500 379.044
202109 355.108 100.100 399.807
202112 338.641 100.100 381.267
202203 332.012 101.100 370.106
202206 448.736 101.800 496.783
202209 415.068 103.100 453.716
202212 442.791 104.100 479.371
202303 501.619 104.400 541.499
202306 431.075 105.200 461.808
202309 458.919 106.200 487.007
202312 410.503 106.800 433.181
202403 449.964 107.200 473.050
202409 0.000 108.900 0.000
202503 0.000 111.100 0.000
202506 498.742 111.700 503.207
202509 488.982 112.000 492.038
202512 542.043 113.000 540.604
202603 838.247 112.700 838.247

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.66 mean?
Yamanashi Chuo Bank (TSE:8360) has a Cyclically Adjusted PS Ratio of 3.66 as of Aug. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamanashi Chuo Bank and its competitors. This is 341% above median its historical median of 0.83. Over the past decade, Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio has ranged from 0.43 to 4.03. According to the industry distribution chart, Yamanashi Chuo Bank ranks #819 out of 1299 companies in the Banks industry, placing it in the top 63%.
Is Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio too high?
Yamanashi Chuo Bank's current Cyclically Adjusted PS Ratio of 3.66 is 341% above median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 4.03. The Banks industry median Cyclically Adjusted PS Ratio is 3.40. Yamanashi Chuo Bank's value of 3.66 is 7.6% above this industry median. Based on the distribution chart, Yamanashi Chuo Bank ranks #819 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Yamanashi Chuo Bank ranks #819 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Yamanashi Chuo Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.40. Yamanashi Chuo Bank's value of 3.66 is 7.6% above this benchmark. Historically, Yamanashi Chuo Bank's own Cyclically Adjusted PS Ratio has ranged from 0.43 to 4.03 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 3.40, Yamanashi Chuo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.40, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamanashi Chuo Bank's current Cyclically Adjusted PS Ratio of 3.66 is 7.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamanashi Chuo Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamanashi Chuo Bank's current Cyclically Adjusted PS Ratio is 3.66, which is 341% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,690.30, compared to a current price of 円6,440.00 — trading 139.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.66, which is 341% above median its 10-year median of 0.83 and 7.6% above the Banks industry median of 3.40. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Cyclically Adjusted PS Ratio is 3.66 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,440.00 is trading 139.4% above its estimated GF Value™ of 円2,690.30. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Cyclically Adjusted PS Ratio: 3.66 (341% above median its 10-year median of 0.83)
  • GF Value™: 円2,690.30 vs. price of 円6,440.00 (139.4% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 7.6% above the Banks median (#819 of 1299)

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,440.00
Price
円2,690.30
GF Value