Yamanashi Chuo Bank (TSE:8360) PEG Ratio: 7.98 (As of Jul. 11, 2026) — 32% Above Median


TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円6,510.00
GF Value 円2,674.87
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank PEG Ratio?

Yamanashi Chuo Bank TSE:8360 -0.31% 47 PEG Ratio is 7.98 as of Jul. 11, 2026, which is 32% above its 10-year median of 6.03. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,674.87 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,227 Banks companies, Yamanashi Chuo Bank ranks worse than 91.61% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Yamanashi Chuo Bank's PE Ratio without NRI is 19.96. Yamanashi Chuo Bank's 5-Year Book Value growth rate is 2.50%. Therefore, Yamanashi Chuo Bank's PEG Ratio for today is 7.98.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Yamanashi Chuo Bank's PEG Ratio or its related term are showing as below:

TSE:8360' s PEG Ratio Range Over the Past 10 Years
Min: 0.59   Med: 6.03   Max: 96
Current: 7.98


During the past 13 years, Yamanashi Chuo Bank's highest PEG Ratio was 96.00. The lowest was 0.59. And the median was 6.03.


TSE:8360's PEG Ratio is ranked worse than
91.61% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs TSE:8360: 7.98

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Yamanashi Chuo Bank  (TSE:8360) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Yamanashi Chuo Bank PEG Ratio Related Terms


Yamanashi Chuo Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Yamanashi Chuo Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank PEG Ratio Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.29 0.00 0.00 0.00 7.01

Yamanashi Chuo Bank Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 34.06 13.10 8.52 7.01

Yamanashi Chuo Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamanashi Chuo Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamanashi Chuo Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Yamanashi Chuo Bank's PEG Ratio falls into.


TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamanashi Chuo Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Yamanashi Chuo Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=19.960814254045/2.50
=7.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 7.98 mean?
Yamanashi Chuo Bank (TSE:8360) has a PEG Ratio of 7.98 as of Jul. 11, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Yamanashi Chuo Bank and its competitors. This is 32% above median its historical median of 6.03. Over the past decade, Yamanashi Chuo Bank's PEG Ratio has ranged from 0.59 to 96.00. According to the industry distribution chart, Yamanashi Chuo Bank ranks #1124 out of 1227 companies in the Banks industry, placing it in the top 91.6%.
Is Yamanashi Chuo Bank's PEG Ratio too high?
Yamanashi Chuo Bank's current PEG Ratio of 7.98 is 32% above median its 10-year median of 6.03. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 96.00. The Banks industry median PEG Ratio is 1.53. Yamanashi Chuo Bank's value of 7.98 is 421.6% above this industry median. Based on the distribution chart, Yamanashi Chuo Bank ranks #1124 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Yamanashi Chuo Bank ranks #1124 out of 1227 companies for PEG Ratio. This places Yamanashi Chuo Bank in the lower half of its industry. The industry median PEG Ratio is 1.53. Yamanashi Chuo Bank's value of 7.98 is 421.6% above this benchmark. Historically, Yamanashi Chuo Bank's own PEG Ratio has ranged from 0.59 to 96.00 over the past decade. While the company's 10-year median is 6.03 vs. the industry median of 1.53, Yamanashi Chuo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamanashi Chuo Bank's current PEG Ratio of 7.98 is 421.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Yamanashi Chuo Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamanashi Chuo Bank's current PEG Ratio is 7.98, which is 32% above median its own 10-year median of 6.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,674.87, compared to a current price of 円6,510.00 — trading 143.4% above its estimated fair value. The current PEG Ratio is 7.98, which is 32% above median its 10-year median of 6.03 and 421.6% above the Banks industry median of 1.53. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current PEG Ratio is 7.98 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,510.00 is trading 143.4% above its estimated GF Value™ of 円2,674.87. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • PEG Ratio: 7.98 (32% above median its 10-year median of 6.03)
  • GF Value™: 円2,674.87 vs. price of 円6,510.00 (143.4% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 421.6% above the Banks median (#1124 of 1227)

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,510.00
Price
円2,674.87
GF Value