Yamanashi Chuo Bank (TSE:8360) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円6,510.00
GF Value 円2,674.87
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank Scaled Net Operating Assets?

Yamanashi Chuo Bank TSE:8360 -0.31% 47 Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,674.87 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yamanashi Chuo Bank's operating assets for the quarter that ended in Mar. 2026 was 円4,298,829 Mil. Yamanashi Chuo Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円3,908,332 Mil. Yamanashi Chuo Bank's Total Assets for the quarter that ended in Dec. 2025 was 円4,669,681 Mil. Therefore, Yamanashi Chuo Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamanashi Chuo Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yamanashi Chuo Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(4298829-3908332)/4527011
=0.09

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4581480 - 282651
=4298829

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4347788 - 439456 - 0
=3908332

Yamanashi Chuo Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(4298829-3908332)/4669681
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4581480 - 282651
=4298829

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4347788 - 439456 - 0
=3908332

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
Yamanashi Chuo Bank (TSE:8360) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yamanashi Chuo Bank and its competitors.
Is Yamanashi Chuo Bank's Scaled Net Operating Assets too high?
Yamanashi Chuo Bank's current Scaled Net Operating Assets is 0.08. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Scaled Net Operating Assets compare to competitors?
Yamanashi Chuo Bank's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yamanashi Chuo Bank and its competitors. Yamanashi Chuo Bank's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,674.87, compared to a current price of 円6,510.00 — trading 143.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,510.00 is trading 143.4% above its estimated GF Value™ of 円2,674.87. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: 円2,674.87 vs. price of 円6,510.00 (143.4% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,510.00
Price
円2,674.87
GF Value