Yamanashi Chuo Bank (TSE:8360) Retained Earnings: 円190,330 Mil (As of Mar. 2026)

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TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
50 GF Score
Price 円7,040.00
GF Value 円2,696.34
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Yamanashi Chuo Bank Retained Earnings?

Yamanashi Chuo Bank TSE:8360 +2.18% 50 Retained Earnings is 円190,330 Mil as of Mar. 2026. GuruFocus rates TSE:8360 with a GF Score™ of 50/100 and a GF Value™ of 円2,696.34 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Yamanashi Chuo Bank's retained earnings for the quarter that ended in Mar. 2026 was 円190,330 Mil.

Yamanashi Chuo Bank's quarterly retained earnings increased from Sep. 2025 (円186,557 Mil) to Dec. 2025 (円187,881 Mil) and increased from Dec. 2025 (円187,881 Mil) to Mar. 2026 (円190,330 Mil).

Yamanashi Chuo Bank's annual retained earnings increased from Mar. 2024 (円177,854 Mil) to Mar. 2025 (円183,559 Mil) and increased from Mar. 2025 (円183,559 Mil) to Mar. 2026 (円190,330 Mil).


Yamanashi Chuo Bank  (TSE:8360) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Yamanashi Chuo Bank Retained Earnings Historical Data

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The historical data trend for Yamanashi Chuo Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank Retained Earnings Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 170,037.00 173,753.00 177,854.00 183,559.00 190,330.00

Yamanashi Chuo Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 185,387.00 186,557.00 187,881.00 190,330.00 192,836.00
TSE:8360
50GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamanashi Chuo Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of 円190,330 Mil mean?
Yamanashi Chuo Bank (TSE:8360) has a Retained Earnings of 円190,330 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Yamanashi Chuo Bank and its competitors.
Is Yamanashi Chuo Bank's Retained Earnings too high?
Yamanashi Chuo Bank's current Retained Earnings is 円190,330 Mil. Overall, Yamanashi Chuo Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Retained Earnings compare to competitors?
Yamanashi Chuo Bank's Retained Earnings of 円190,330 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Yamanashi Chuo Bank and its competitors. Yamanashi Chuo Bank's current Retained Earnings is 円190,330 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,696.34, compared to a current price of 円7,040.00 — trading 161.1% above its estimated fair value. The current Retained Earnings is 円190,330 Mil. Yamanashi Chuo Bank's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Retained Earnings is 円190,330 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円7,040.00 is trading 161.1% above its estimated GF Value™ of 円2,696.34. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Retained Earnings: 円190,330 Mil
  • GF Value™: 円2,696.34 vs. price of 円7,040.00 (161.1% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
50GF Score

Get the complete analysis for TSE:8360

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,040.00
Price
円2,696.34
GF Value