Yamanashi Chuo Bank (TSE:8360) Dividend Payout Ratio: 0.89 (As of Mar. 2026) — 218% Above Median


TSE:8360 Yamanashi Chuo Bank Ltd TSE:8360
47 GF Score
Price 円6,510.00
GF Value 円2,674.87
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Yamanashi Chuo Bank Dividend Payout Ratio?

Yamanashi Chuo Bank TSE:8360 -0.31% 47 Dividend Payout Ratio is 0.89 as of Mar. 2026, which is 218% above its 10-year median of 0.28. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,674.87 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,171 Banks companies, Yamanashi Chuo Bank ranks worse than 62.77% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Yamanashi Chuo Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.89.

The historical rank and industry rank for Yamanashi Chuo Bank's Dividend Payout Ratio or its related term are showing as below:

TSE:8360' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2   Med: 0.28   Max: 0.4
Current: 0.4


During the past 13 years, the highest Dividend Payout Ratio of Yamanashi Chuo Bank was 0.40. The lowest was 0.20. And the median was 0.28.

TSE:8360's Dividend Payout Ratio is ranked worse than
62.77% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs TSE:8360: 0.40

As of today (2026-07-11), the Dividend Yield % of Yamanashi Chuo Bank is 2.01%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Yamanashi Chuo Bank was 5.69%. The lowest was 1.07%. And the median was 2.86%.

Yamanashi Chuo Bank's Dividends per Share for the months ended in Mar. 2026 was 円72.00.

During the past 12 months, Yamanashi Chuo Bank's average Dividends Per Share Growth Rate was 72.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 42.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 28.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Yamanashi Chuo Bank was 42.80% per year. The lowest was -11.20% per year. And the median was 4.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Yamanashi Chuo Bank (TSE:8360) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Yamanashi Chuo Bank Dividend Payout Ratio Related Terms


Yamanashi Chuo Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Yamanashi Chuo Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamanashi Chuo Bank Dividend Payout Ratio Chart

Yamanashi Chuo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.28 0.30 0.30 0.40

Yamanashi Chuo Bank Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.62 0.00 0.89

Yamanashi Chuo Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamanashi Chuo Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamanashi Chuo Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Yamanashi Chuo Bank's Dividend Payout Ratio falls into.


TSE:8360
47GF Score
Yamanashi Chuo Bank Ltd TSE:8360
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamanashi Chuo Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Yamanashi Chuo Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=131/ 326.139
=0.40

Yamanashi Chuo Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=72/ 80.542
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.89 mean?
Yamanashi Chuo Bank (TSE:8360) has a Dividend Payout Ratio of 0.89 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yamanashi Chuo Bank and its competitors. This is 218% above median its historical median of 0.28. Over the past decade, Yamanashi Chuo Bank's Dividend Payout Ratio has ranged from 0.20 to 0.40. According to the industry distribution chart, Yamanashi Chuo Bank ranks #735 out of 1171 companies in the Banks industry, placing it in the top 62.8%.
Is Yamanashi Chuo Bank's Dividend Payout Ratio too high?
Yamanashi Chuo Bank's current Dividend Payout Ratio of 0.89 is 218% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.40. The Banks industry median Dividend Payout Ratio is 0.32. Yamanashi Chuo Bank's value of 0.89 is 178.1% above this industry median. Based on the distribution chart, Yamanashi Chuo Bank ranks #735 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Yamanashi Chuo Bank ranks #735 out of 1171 companies for Dividend Payout Ratio. This places Yamanashi Chuo Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Yamanashi Chuo Bank's value of 0.89 is 178.1% above this benchmark. Historically, Yamanashi Chuo Bank's own Dividend Payout Ratio has ranged from 0.20 to 0.40 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.32, Yamanashi Chuo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamanashi Chuo Bank's current Dividend Payout Ratio of 0.89 is 178.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Yamanashi Chuo Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamanashi Chuo Bank's current Dividend Payout Ratio is 0.89, which is 218% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,674.87, compared to a current price of 円6,510.00 — trading 143.4% above its estimated fair value. The current Dividend Payout Ratio is 0.89, which is 218% above median its 10-year median of 0.28 and 178.1% above the Banks industry median of 0.32. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current Dividend Payout Ratio is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?

Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued. The current stock price of 円6,510.00 is trading 143.4% above its estimated GF Value™ of 円2,674.87. GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8360:

  • Dividend Payout Ratio: 0.89 (218% above median its 10-year median of 0.28)
  • GF Value™: 円2,674.87 vs. price of 円6,510.00 (143.4% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 178.1% above the Banks median (#735 of 1171)

No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamanashi Chuo Bank Business Description

Address 20-8, Marunouchi 1-chome, Kofu, Yamanashi, JPN, 400-8601
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score

Get the complete analysis for TSE:8360

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,510.00
Price
円2,674.87
GF Value