Prime Commercial Bank (XNEP:PCBL) Cyclically Adjusted Book per Share: NPR126.69 (As of Apr. 2026)

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XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
95 GF Score
Price NPR229.20
GF Value NPR258.65
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Prime Commercial Bank Cyclically Adjusted Book per Share?

Prime Commercial Bank XNEP:PCBL -1.04% 95 Cyclically Adjusted Book per Share is NPR126.69 as of Apr. 2026. GuruFocus rates XNEP:PCBL with a GF Score™ of 95/100 and a GF Value™ of NPR258.65 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Prime Commercial Bank's adjusted book value per share for the three months ended in Apr. 2026 was NPR171.278. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR126.69 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Prime Commercial Bank's average Cyclically Adjusted Book Growth Rate was 12.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Prime Commercial Bank was 10.70% per year. The lowest was 10.70% per year. And the median was 10.70% per year.

As of today (2026-07-15), Prime Commercial Bank's current stock price is NPR229.20. Prime Commercial Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR126.69. Prime Commercial Bank's Cyclically Adjusted PB Ratio of today is 1.81.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Prime Commercial Bank was 4.11. The lowest was 1.72. And the median was 2.04.


Prime Commercial Bank  (XNEP:PCBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Prime Commercial Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=229.20/126.69
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Prime Commercial Bank was 4.11. The lowest was 1.72. And the median was 2.04.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Prime Commercial Bank Cyclically Adjusted Book per Share Related Terms


Prime Commercial Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Prime Commercial Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Commercial Bank Cyclically Adjusted Book per Share Chart

Prime Commercial Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 85.53 95.23 104.84 115.98

Prime Commercial Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 113.09 115.98 118.79 121.36 126.69

Prime Commercial Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Prime Commercial Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Commercial Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Prime Commercial Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Prime Commercial Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:PCBL
95GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prime Commercial Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Prime Commercial Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=171.278/333.0200*333.0200
=171.278

Current CPI (Apr. 2026) = 333.0200.

Prime Commercial Bank Quarterly Data

Book Value per Share CPI Adj_Book
201607 58.093 240.628 80.399
201610 60.206 241.729 82.943
201701 45.551 242.839 62.467
201704 47.559 244.524 64.771
201707 59.064 244.786 80.354
201710 60.411 246.663 81.561
201801 62.669 247.867 84.199
201804 66.024 250.546 87.758
201807 69.198 252.006 91.444
201810 74.147 252.885 97.643
201901 75.661 251.712 100.101
201904 78.602 255.548 102.431
201907 82.758 256.571 107.417
201910 91.557 257.346 118.480
202001 73.231 257.971 94.535
202004 96.518 256.389 125.366
202007 97.958 259.101 125.904
202010 102.951 260.388 131.668
202101 106.940 261.582 136.145
202104 111.961 267.054 139.617
202107 115.970 273.003 141.465
202110 119.073 276.589 143.367
202201 121.894 281.148 144.384
202204 126.973 289.109 146.258
202207 128.876 296.276 144.859
202210 135.732 298.012 151.677
202301 132.503 299.170 147.495
202304 136.488 303.363 149.831
202307 129.676 305.691 141.269
202310 140.795 307.671 152.395
202401 140.015 308.417 151.184
202404 143.152 313.548 152.042
202407 146.278 314.540 154.872
202410 153.805 315.664 162.262
202501 150.593 317.671 157.869
202504 152.439 320.795 158.248
202507 156.959 323.048 161.804
202510 166.038 0.000
202601 165.795 325.252 169.755
202604 171.278 333.020 171.278

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR126.69 mean?
Prime Commercial Bank (XNEP:PCBL) has a Cyclically Adjusted Book per Share of NPR126.69 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Prime Commercial Bank and its competitors.
Is Prime Commercial Bank's Cyclically Adjusted Book per Share too high?
Prime Commercial Bank's current Cyclically Adjusted Book per Share is NPR126.69. Overall, Prime Commercial Bank has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's Cyclically Adjusted Book per Share compare to competitors?
Prime Commercial Bank's Cyclically Adjusted Book per Share of NPR126.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Prime Commercial Bank and its competitors. Prime Commercial Bank's current Cyclically Adjusted Book per Share is NPR126.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR258.65, compared to a current price of NPR229.20 — trading 11.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR126.69. Prime Commercial Bank's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current Cyclically Adjusted Book per Share is NPR126.69 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR229.20 is trading 11.4% below its estimated GF Value™ of NPR258.65. GuruFocus considers Prime Commercial Bank to be Modestly Undervalued.

Key valuation signals for XNEP:PCBL:

  • Cyclically Adjusted Book per Share: NPR126.69
  • GF Value™: NPR258.65 vs. price of NPR229.20 (11.4% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
95GF Score

Get the complete analysis for XNEP:PCBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR229.20
Price
NPR258.65
GF Value