Prime Commercial Bank (XNEP:PCBL) Long-Term Debt: NPR0 Mil (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
97 GF Score
Price NPR247.00
GF Value NPR260.10
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Prime Commercial Bank Long-Term Debt?

Prime Commercial Bank XNEP:PCBL +2.28% 97 Long-Term Debt is NPR0 Mil as of Apr. 2026. GuruFocus rates XNEP:PCBL with a GF Score™ of 97/100 and a GF Value™ of NPR260.10 (Fairly Valued). The stock has 2 warning signs investors should review.

Prime Commercial Bank's Long-Term Debt for the quarter that ended in Apr. 2026 was NPR0 Mil.


Prime Commercial Bank  (XNEP:PCBL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


Prime Commercial Bank Long-Term Debt Related Terms


Prime Commercial Bank Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Prime Commercial Bank's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Commercial Bank Long-Term Debt Chart

Prime Commercial Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Prime Commercial Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
XNEP:PCBL
97GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of NPR0 Mil mean?
Prime Commercial Bank (XNEP:PCBL) has a Long-Term Debt of NPR0 Mil as of Apr. 2026.
Is Prime Commercial Bank's Long-Term Debt too high?
Prime Commercial Bank's current Long-Term Debt is NPR0 Mil. Overall, Prime Commercial Bank has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's Long-Term Debt compare to competitors?
Prime Commercial Bank's Long-Term Debt of NPR0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Prime Commercial Bank's current Long-Term Debt is NPR0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR260.10, compared to a current price of NPR247.00 — trading 5% below its estimated fair value. The current Long-Term Debt is NPR0 Mil. Prime Commercial Bank's overall GF Score™ is 97/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current Long-Term Debt is NPR0 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR247.00 is trading 5% below its estimated GF Value™ of NPR260.10. GuruFocus considers Prime Commercial Bank to be Fairly Valued.

Key valuation signals for XNEP:PCBL:

  • Long-Term Debt: NPR0 Mil
  • GF Value™: NPR260.10 vs. price of NPR247.00 (5% below fair value)
  • GF Score™: 97/100 with 2 warning signs

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
97GF Score

Get the complete analysis for XNEP:PCBL

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR247.00
Price
NPR260.10
GF Value