Prime Commercial Bank (XNEP:PCBL) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
98 GF Score
Price NPR239.00
GF Value NPR260.97
Valuation Fairly Valued
! 1 Warning Sign
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What is Prime Commercial Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Prime Commercial Bank Quality Rank Related Terms

XNEP:PCBL
98GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR239.00 is trading 8.4% below its estimated GF Value™ of NPR260.97. GuruFocus considers Prime Commercial Bank to be Fairly Valued.

Key valuation signals for XNEP:PCBL:

  • Quality Rank:
  • GF Value™: NPR260.97 vs. price of NPR239.00 (8.4% below fair value)
  • GF Score™: 98/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
98GF Score

Get the complete analysis for XNEP:PCBL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR239.00
Price
NPR260.97
GF Value