Prime Commercial Bank (XNEP:PCBL) Dividend Payout Ratio: 0.00 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
95 GF Score
Price NPR231.60
GF Value NPR258.65
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Prime Commercial Bank Dividend Payout Ratio?

Prime Commercial Bank XNEP:PCBL +0.26% 95 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:PCBL with a GF Score™ of 95/100 and a GF Value™ of NPR258.65 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,175 Banks companies, Prime Commercial Bank ranks better than 99.4% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Prime Commercial Bank's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

The historical rank and industry rank for Prime Commercial Bank's Dividend Payout Ratio or its related term are showing as below:

XNEP:PCBL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02   Med: 0.23   Max: 0.95
Current: 0.02


During the past 13 years, the highest Dividend Payout Ratio of Prime Commercial Bank was 0.95. The lowest was 0.02. And the median was 0.23.

XNEP:PCBL's Dividend Payout Ratio is ranked better than
99.4% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs XNEP:PCBL: 0.02

As of today (2026-07-14), the Dividend Yield % of Prime Commercial Bank is 0.18%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Prime Commercial Bank was 2.77%. The lowest was 0.16%. And the median was 1.10%.

Prime Commercial Bank's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 12 months, Prime Commercial Bank's average Dividends Per Share Growth Rate was -90.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 102.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Prime Commercial Bank was 102.00% per year. The lowest was 35.30% per year. And the median was 68.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Prime Commercial Bank (XNEP:PCBL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Prime Commercial Bank Dividend Payout Ratio Related Terms


Prime Commercial Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Prime Commercial Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Commercial Bank Dividend Payout Ratio Chart

Prime Commercial Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.04 0.95 0.00 0.31

Prime Commercial Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.11 0.00

Prime Commercial Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Prime Commercial Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Commercial Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Prime Commercial Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Prime Commercial Bank's Dividend Payout Ratio falls into.


XNEP:PCBL
95GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prime Commercial Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Prime Commercial Bank's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=4.63/ 15.169
=0.31

Prime Commercial Bank's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 4.991
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Prime Commercial Bank (XNEP:PCBL) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prime Commercial Bank and its competitors. Over the past decade, Prime Commercial Bank's Dividend Payout Ratio has ranged from 0.02 to 0.95. According to the industry distribution chart, Prime Commercial Bank ranks #7 out of 1175 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Prime Commercial Bank's Dividend Payout Ratio too high?
Prime Commercial Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.95. Based on the distribution chart, Prime Commercial Bank ranks #7 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Prime Commercial Bank has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Prime Commercial Bank ranks #7 out of 1175 companies for Dividend Payout Ratio. This places Prime Commercial Bank in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Prime Commercial Bank's own Dividend Payout Ratio has ranged from 0.02 to 0.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prime Commercial Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Commercial Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR258.65, compared to a current price of NPR231.60 — trading 10.5% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Prime Commercial Bank's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR231.60 is trading 10.5% below its estimated GF Value™ of NPR258.65. GuruFocus considers Prime Commercial Bank to be Modestly Undervalued.

Key valuation signals for XNEP:PCBL:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR258.65 vs. price of NPR231.60 (10.5% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
95GF Score

Get the complete analysis for XNEP:PCBL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR231.60
Price
NPR258.65
GF Value