Prime Commercial Bank (XNEP:PCBL) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
93 GF Score
Price NPR240.00
GF Value NPR261.83
Valuation Fairly Valued
! 2 Warning Signs
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What is Prime Commercial Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

XNEP:PCBL
93GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR240.00 is trading 8.3% below its estimated GF Value™ of NPR261.83. GuruFocus considers Prime Commercial Bank to be Fairly Valued.

Key valuation signals for XNEP:PCBL:

  • Altman Z-Score:
  • GF Value™: NPR261.83 vs. price of NPR240.00 (8.3% below fair value)
  • GF Score™: 93/100 with 2 warning signs

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
93GF Score

Get the complete analysis for XNEP:PCBL

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR240.00
Price
NPR261.83
GF Value