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Prime Commercial Bank has the GF Score of 94, which implies that the company
might have
Highest outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Prime Commercial Bank
might have
Highest outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Prime Commercial Bank (XNEP:PCBL) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Prime Commercial Bank GF Score Related Terms
Prime Commercial Bank GF Score Competitor Comparison
For the Banks - Regional subindustry, Prime Commercial Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Commercial Bank GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Prime Commercial Bank's GF Score distribution charts can be found below:
* The bar in red indicates where Prime Commercial Bank's GF Score falls into.
Prime Commercial Bank (XNEP:PCBL) has a GF Score of 94 as of Jul. 18, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Prime Commercial Bank and its competitors. This is 24% above median its historical median of 76.00. Over the past decade, Prime Commercial Bank's GF Score has ranged from 41.00 to 94.00.
Is Prime Commercial Bank's GF Score too high?
Prime Commercial Bank's current GF Score of 94 is 24% above median its 10-year median of 76.00. Over the past 10 years, this metric has ranged from a low of 41.00 to a high of 94.00. Overall, Prime Commercial Bank has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's GF Score compare to competitors?
Prime Commercial Bank's GF Score of 94 can be compared against companies in the Banks industry. Historically, Prime Commercial Bank's own GF Score has ranged from 41.00 to 94.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Prime Commercial Bank and its competitors. Prime Commercial Bank's current GF Score is 94, which is 24% above median its own 10-year median of 76.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR258.98, compared to a current price of NPR239.90 — trading 7.4% below its estimated fair value. The current GF Score is 94, which is 24% above median its 10-year median of 76.00. Prime Commercial Bank's overall GF Score™ is 94/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current GF Score is 94 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?
Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued.
The current stock price of NPR239.90 is trading 7.4% below its estimated GF Value™ of NPR258.98.
GuruFocus considers Prime Commercial Bank to be Fairly Valued.
Key valuation signals for XNEP:PCBL:
GF Score: 94 (24% above median its 10-year median of 76.00)
GF Value™: NPR258.98 vs. price of NPR239.90 (7.4% below fair value)
No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
94GF Score
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