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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Prime Commercial Bank's share price is NPR239.00.
Prime Commercial Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR55.98. Hence, Prime Commercial Bank's PS Ratio for today is 4.27.
Good Sign:
Prime Commercial Bank Ltd stock PS Ratio (=4.29) is close to 10-year low of 3.96.
The historical rank and industry rank for Prime Commercial Bank's PS Ratio or its related term are showing as below:
XNEP:PCBL'
s PS Ratio Range Over the Past 10 Years
Min: 3.96 Med: 5.3 Max: 11.29
Current: 4.27
During the past 13 years, Prime Commercial Bank's highest PS Ratio was 11.29. The lowest was 3.96. And the median was 5.30.
XNEP:PCBL's PS Ratio is ranked worse than 75.45% of 1511
companies
in the Banks industry
Industry Median: 3.05
vs XNEP:PCBL: 4.27
Prime Commercial Bank Ltd has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Prime Commercial Bank was 13.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 10.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.20% per year.
During the past 13 years, Prime Commercial Bank's highest 3-Year average Revenue per Share Growth Rate was 14.70% per year. The lowest was -10.10% per year. And the median was 8.30% per year.
Back to Basics: PS Ratio
Prime Commercial Bank (XNEP:PCBL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Commercial Bank PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Prime Commercial Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Commercial Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Prime Commercial Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Prime Commercial Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Prime Commercial Bank's Share Price of today is NPR239.00. Prime Commercial Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR55.98.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Prime Commercial Bank (XNEP:PCBL) has a PS Ratio of 4.27 as of Jul. 23, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Prime Commercial Bank and its competitors. This is 19% below median its historical median of 5.30. Over the past decade, Prime Commercial Bank's PS Ratio has ranged from 3.96 to 11.29. According to the industry distribution chart, Prime Commercial Bank ranks #1140 out of 1511 companies in the Banks industry, placing it in the top 75.4%.
Is Prime Commercial Bank's PS Ratio too high?
Prime Commercial Bank's current PS Ratio of 4.27 is 19% below median its 10-year median of 5.30. Over the past 10 years, this metric has ranged from a low of 3.96 to a high of 11.29. The Banks industry median PS Ratio is 3.05. Prime Commercial Bank's value of 4.27 is 40% above this industry median. Based on the distribution chart, Prime Commercial Bank ranks #1140 out of 1511 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Prime Commercial Bank has a GF Score™ of 98/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Prime Commercial Bank ranks #1140 out of 1511 companies for PS Ratio. This places Prime Commercial Bank in the lower half of its industry. The industry median PS Ratio is 3.05. Prime Commercial Bank's value of 4.27 is 40% above this benchmark. Historically, Prime Commercial Bank's own PS Ratio has ranged from 3.96 to 11.29 over the past decade. While the company's 10-year median is 5.30 vs. the industry median of 3.05, Prime Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.05, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Commercial Bank's current PS Ratio of 4.27 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Prime Commercial Bank and its competitors. For the Banks industry, the median PS Ratio is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Commercial Bank's current PS Ratio is 4.27, which is 19% below median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR259.38, compared to a current price of NPR239.00 — trading 7.9% below its estimated fair value. The current PS Ratio is 4.27, which is 19% below median its 10-year median of 5.30 and 40% above the Banks industry median of 3.05. Prime Commercial Bank's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current PS Ratio is 4.27 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?
Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued.
The current stock price of NPR239.00 is trading 7.9% below its estimated GF Value™ of NPR259.38.
GuruFocus considers Prime Commercial Bank to be Fairly Valued.
Key valuation signals for XNEP:PCBL:
PS Ratio: 4.27 (19% below median its 10-year median of 5.30)
GF Value™: NPR259.38 vs. price of NPR239.00 (7.9% below fair value)
Industry Position: 40% above the Banks median (#1140 of 1511)
No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
98GF Score
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