Prime Commercial Bank (XNEP:PCBL) Cyclically Adjusted FCF per Share: NPR20.61 (As of Apr. 2026)

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XNEP:PCBL Prime Commercial Bank Ltd XNEP:PCBL
98 GF Score
Price NPR241.50
GF Value NPR260.02
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Prime Commercial Bank Cyclically Adjusted FCF per Share?

Prime Commercial Bank XNEP:PCBL -0.17% 98 Cyclically Adjusted FCF per Share is NPR20.61 as of Apr. 2026. GuruFocus rates XNEP:PCBL with a GF Score™ of 98/100 and a GF Value™ of NPR260.02 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Prime Commercial Bank's adjusted free cash flow per share for the three months ended in Apr. 2026 was NPR-20.230. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is NPR20.61 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Prime Commercial Bank's average Cyclically Adjusted FCF Growth Rate was -22.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-31), Prime Commercial Bank's current stock price is NPR241.50. Prime Commercial Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Apr. 2026 was NPR20.61. Prime Commercial Bank's Cyclically Adjusted Price-to-FCF of today is 11.72.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prime Commercial Bank was 20.86. The lowest was 4.93. And the median was 10.57.


Prime Commercial Bank  (XNEP:PCBL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Prime Commercial Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=241.50/20.61
=11.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prime Commercial Bank was 20.86. The lowest was 4.93. And the median was 10.57.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Prime Commercial Bank Cyclically Adjusted FCF per Share Related Terms


Prime Commercial Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Prime Commercial Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prime Commercial Bank Cyclically Adjusted FCF per Share Chart

Prime Commercial Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 13.38 24.19 25.57

Prime Commercial Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.48 25.57 25.04 23.94 20.61

Prime Commercial Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Prime Commercial Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prime Commercial Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Prime Commercial Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Prime Commercial Bank's Cyclically Adjusted Price-to-FCF falls into.


XNEP:PCBL
98GF Score
Prime Commercial Bank Ltd XNEP:PCBL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Prime Commercial Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Prime Commercial Bank's adjusted Free Cash Flow per Share data for the three months ended in Apr. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=-20.23/333.0200*333.0200
=-20.230

Current CPI (Apr. 2026) = 333.0200.

Prime Commercial Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201607 0.000 240.628 0.000
201610 0.000 241.729 0.000
201701 0.000 242.839 0.000
201704 0.000 244.524 0.000
201707 0.000 244.786 0.000
201710 0.000 246.663 0.000
201801 0.000 247.867 0.000
201804 0.000 250.546 0.000
201807 0.000 252.006 0.000
201810 -1.982 252.885 -2.610
201901 -18.332 251.712 -24.254
201904 13.884 255.548 18.093
201907 16.265 256.571 21.111
201910 0.009 257.346 0.012
202001 8.635 257.971 11.147
202004 9.689 256.389 12.585
202007 0.534 259.101 0.686
202010 3.432 260.388 4.389
202101 1.138 261.582 1.449
202104 1.404 267.054 1.751
202107 10.729 273.003 13.088
202110 0.000 276.589 0.000
202201 0.000 281.148 0.000
202204 0.000 289.109 0.000
202207 0.000 296.276 0.000
202210 -4.319 298.012 -4.826
202301 -4.655 299.170 -5.182
202304 -8.255 303.363 -9.062
202307 18.289 305.691 19.924
202310 90.628 307.671 98.095
202401 -31.105 308.417 -33.586
202404 -8.999 313.548 -9.558
202407 13.987 314.540 14.809
202410 -9.953 315.664 -10.500
202501 5.895 317.671 6.180
202504 33.072 320.795 34.332
202507 0.061 323.048 0.063
202510 2.293 0.000
202601 -1.128 325.252 -1.155
202604 -20.230 333.020 -20.230

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of NPR20.61 mean?
Prime Commercial Bank (XNEP:PCBL) has a Cyclically Adjusted FCF per Share of NPR20.61 as of Apr. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prime Commercial Bank and its competitors.
Is Prime Commercial Bank's Cyclically Adjusted FCF per Share too high?
Prime Commercial Bank's current Cyclically Adjusted FCF per Share is NPR20.61. Overall, Prime Commercial Bank has a GF Score™ of 98/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's Cyclically Adjusted FCF per Share compare to competitors?
Prime Commercial Bank's Cyclically Adjusted FCF per Share of NPR20.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prime Commercial Bank and its competitors. Prime Commercial Bank's current Cyclically Adjusted FCF per Share is NPR20.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR260.02, compared to a current price of NPR241.50 — trading 7.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is NPR20.61. Prime Commercial Bank's overall GF Score™ is 98/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current Cyclically Adjusted FCF per Share is NPR20.61 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?

Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued. The current stock price of NPR241.50 is trading 7.1% below its estimated GF Value™ of NPR260.02. GuruFocus considers Prime Commercial Bank to be Fairly Valued.

Key valuation signals for XNEP:PCBL:

  • Cyclically Adjusted FCF per Share: NPR20.61
  • GF Value™: NPR260.02 vs. price of NPR241.50 (7.1% below fair value)
  • GF Score™: 98/100 with 2 warning signs

No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prime Commercial Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
98GF Score

Get the complete analysis for XNEP:PCBL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR241.50
Price
NPR260.02
GF Value