The historical rank and industry rank for Prime Commercial Bank's Net Margin % or its related term are showing as below:
XNEP:PCBL'
s Net Margin % Range Over the Past 10 Years
Min: 11.96 Med: 40.28 Max: 51.4
Current: 41.64
XNEP:PCBL's Net Margin % is ranked better than 87.11% of 1528
companies
in the Banks industry
Industry Median: 26.81
vs XNEP:PCBL: 41.64
Prime Commercial Bank (XNEP:PCBL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Prime Commercial Bank Net Margin % Related Terms
Prime Commercial Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Prime Commercial Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Commercial Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Prime Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Commercial Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Prime Commercial Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Prime Commercial Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Commercial Bank (XNEP:PCBL) has a Net Margin % of 38.48% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Prime Commercial Bank and its competitors. This is near median its historical median of 40.28. Over the past decade, Prime Commercial Bank's Net Margin % has ranged from 11.96 to 51.40. According to the industry distribution chart, Prime Commercial Bank ranks #197 out of 1528 companies in the Banks industry, placing it in the top 12.9%.
Is Prime Commercial Bank's Net Margin % too high?
Prime Commercial Bank's current Net Margin % of 38.48% is near median its 10-year median of 40.28. Over the past 10 years, this metric has ranged from a low of 11.96 to a high of 51.40. The Banks industry median Net Margin % is 26.81. Prime Commercial Bank's value of 38.48% is 43.5% above this industry median. Based on the distribution chart, Prime Commercial Bank ranks #197 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Prime Commercial Bank has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Prime Commercial Bank ranks #197 out of 1528 companies for Net Margin %. This places Prime Commercial Bank in the top 13% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.81. Prime Commercial Bank's value of 38.48% is 43.5% above this benchmark. Historically, Prime Commercial Bank's own Net Margin % has ranged from 11.96 to 51.40 over the past decade. While the company's 10-year median is 40.28 vs. the industry median of 26.81, Prime Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.81, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prime Commercial Bank's current Net Margin % of 38.48% is 43.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Prime Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Commercial Bank's current Net Margin % is 38.48%, which is near median its own 10-year median of 40.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR258.09, compared to a current price of NPR234.00 — trading 9.3% below its estimated fair value. The current Net Margin % is 38.48%, which is near median its 10-year median of 40.28 and 43.5% above the Banks industry median of 26.81. Prime Commercial Bank's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current Net Margin % is 38.48% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?
Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued.
The current stock price of NPR234.00 is trading 9.3% below its estimated GF Value™ of NPR258.09.
GuruFocus considers Prime Commercial Bank to be Fairly Valued.
Key valuation signals for XNEP:PCBL:
Net Margin %: 38.48% (near median its 10-year median of 40.28)
GF Value™: NPR258.09 vs. price of NPR234.00 (9.3% below fair value)
Industry Position: 43.5% above the Banks median (#197 of 1528)
No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
95GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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