IPDC Finance (DHA:IPDC) Cyclically Adjusted FCF per Share: BDT2.13 (As of Mar. 2026)


DHA:IPDC IPDC Finance PLC DHA:IPDC
62 GF Score
Price BDT33.50
GF Value BDT22.63
Valuation Significantly Overvalued
! 5 Warning Signs
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What is IPDC Finance Cyclically Adjusted FCF per Share?

IPDC Finance DHA:IPDC +1.82% 62 Cyclically Adjusted FCF per Share is BDT2.13 as of Mar. 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 62/100 and a GF Value™ of BDT22.63 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

IPDC Finance's adjusted free cash flow per share for the three months ended in Mar. 2026 was BDT-1.398. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT2.13 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-04), IPDC Finance's current stock price is BDT33.50. IPDC Finance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was BDT2.13. IPDC Finance's Cyclically Adjusted Price-to-FCF of today is 15.73.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of IPDC Finance was 15.75. The lowest was 6.02. And the median was 8.26.


IPDC Finance  (DHA:IPDC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

IPDC Finance's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=33.50/2.13
=15.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of IPDC Finance was 15.75. The lowest was 6.02. And the median was 8.26.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


IPDC Finance Cyclically Adjusted FCF per Share Related Terms


IPDC Finance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for IPDC Finance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPDC Finance Cyclically Adjusted FCF per Share Chart

IPDC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.36

IPDC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.34 2.18 2.36 2.13

DHA:IPDC vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, IPDC Finance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPDC Finance Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IPDC Finance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where IPDC Finance's Cyclically Adjusted Price-to-FCF falls into.


DHA:IPDC
62GF Score
IPDC Finance PLC DHA:IPDC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IPDC Finance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IPDC Finance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.398/330.2130*330.2130
=-1.398

Current CPI (Mar. 2026) = 330.2130.

IPDC Finance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.779 241.018 -1.067
201609 0.588 241.428 0.804
201612 2.180 241.432 2.982
201703 0.331 243.801 0.448
201706 -0.175 244.955 -0.236
201709 -1.001 246.819 -1.339
201712 1.807 246.524 2.420
201803 -1.682 249.554 -2.226
201806 -0.077 251.989 -0.101
201809 -0.362 252.439 -0.474
201812 -0.535 251.233 -0.703
201903 -2.926 254.202 -3.801
201906 5.078 256.143 6.546
201909 2.795 256.759 3.595
201912 5.830 256.974 7.492
202003 1.665 258.115 2.130
202006 1.580 257.797 2.024
202009 6.441 260.280 8.172
202012 7.915 260.474 10.034
202103 -15.563 264.877 -19.402
202106 0.966 271.696 1.174
202109 9.540 274.310 11.484
202112 -0.743 278.802 -0.880
202203 -11.550 287.504 -13.266
202206 -0.040 296.311 -0.045
202209 -8.283 296.808 -9.215
202212 9.856 296.797 10.966
202303 -11.269 301.836 -12.328
202306 7.606 305.109 8.232
202309 -3.104 307.789 -3.330
202312 7.522 306.746 8.097
202403 -10.324 312.332 -10.915
202406 2.380 314.175 2.501
202409 1.284 315.301 1.345
202412 1.751 315.605 1.832
202503 4.413 319.799 4.557
202506 3.729 322.561 3.817
202509 -1.144 324.800 -1.163
202512 2.464 324.054 2.511
202603 -1.398 330.213 -1.398

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT2.13 mean?
IPDC Finance (DHA:IPDC) has a Cyclically Adjusted FCF per Share of BDT2.13 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on IPDC Finance and its competitors.
Is IPDC Finance's Cyclically Adjusted FCF per Share too high?
IPDC Finance's current Cyclically Adjusted FCF per Share is BDT2.13. Overall, IPDC Finance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's Cyclically Adjusted FCF per Share compare to V and MA?
IPDC Finance's Cyclically Adjusted FCF per Share of BDT2.13 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on IPDC Finance and its competitors. IPDC Finance's current Cyclically Adjusted FCF per Share is BDT2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.63, compared to a current price of BDT33.50 — trading 48% above its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT2.13. IPDC Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current Cyclically Adjusted FCF per Share is BDT2.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT33.50 is trading 48% above its estimated GF Value™ of BDT22.63. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • Cyclically Adjusted FCF per Share: BDT2.13
  • GF Value™: BDT22.63 vs. price of BDT33.50 (48% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
62GF Score

Get the complete analysis for DHA:IPDC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT33.50
Price
BDT22.63
GF Value