IPDC Finance (DHA:IPDC) E10: BDT1.57 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:IPDC IPDC Finance PLC DHA:IPDC
63 GF Score
Price BDT33.30
GF Value BDT22.65
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is IPDC Finance E10?

IPDC Finance DHA:IPDC -4.03% 63 E10 is BDT1.57 as of Mar. 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 63/100 and a GF Value™ of BDT22.65 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

IPDC Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT0.152. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT1.57 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-13), IPDC Finance's current stock price is BDT33.30. IPDC Finance's E10 for the quarter that ended in Mar. 2026 was BDT1.57. IPDC Finance's Shiller PE Ratio of today is 21.21.

During the past 12 years, the highest Shiller PE Ratio of IPDC Finance was 22.12. The lowest was 9.09. And the median was 11.86.


IPDC Finance  (DHA:IPDC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

IPDC Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.30/1.57
=21.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of IPDC Finance was 22.12. The lowest was 9.09. And the median was 11.86.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


IPDC Finance E10 Related Terms


IPDC Finance E10 Historical Data

* Premium members only.

The historical data trend for IPDC Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPDC Finance E10 Chart

IPDC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.55

IPDC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.55 1.54 1.55 1.57

DHA:IPDC vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, IPDC Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPDC Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IPDC Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where IPDC Finance's Shiller PE Ratio falls into.


DHA:IPDC
63GF Score
IPDC Finance PLC DHA:IPDC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IPDC Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IPDC Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.152/330.2130*330.2130
=0.152

Current CPI (Mar. 2026) = 330.2130.

IPDC Finance Quarterly Data

per share eps CPI Adj_EPS
201606 0.332 241.018 0.455
201609 0.206 241.428 0.282
201612 0.136 241.432 0.186
201703 0.175 243.801 0.237
201706 0.187 244.955 0.252
201709 0.242 246.819 0.324
201712 0.320 246.524 0.429
201803 0.202 249.554 0.267
201806 0.346 251.989 0.453
201809 0.337 252.439 0.441
201812 0.453 251.233 0.595
201903 0.389 254.202 0.505
201906 0.458 256.143 0.590
201909 0.337 256.759 0.433
201912 0.259 256.974 0.333
202003 0.346 258.115 0.443
202006 0.389 257.797 0.498
202009 0.432 260.280 0.548
202012 0.473 260.474 0.600
202103 0.475 264.877 0.592
202106 0.475 271.696 0.577
202109 0.510 274.310 0.614
202112 0.579 278.802 0.686
202203 0.518 287.504 0.595
202206 0.510 296.311 0.568
202209 0.423 296.808 0.471
202212 0.654 296.797 0.728
202303 0.035 301.836 0.038
202306 0.190 305.109 0.206
202309 0.200 307.789 0.215
202312 0.378 306.746 0.407
202403 0.039 312.332 0.041
202406 0.200 314.175 0.210
202409 0.114 315.301 0.119
202412 0.494 315.605 0.517
202503 0.086 319.799 0.089
202506 0.267 322.561 0.273
202509 0.257 324.800 0.261
202512 0.448 324.054 0.457
202603 0.152 330.213 0.152

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT1.57 mean?
IPDC Finance (DHA:IPDC) has a E10 of BDT1.57 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on IPDC Finance and its competitors.
Is IPDC Finance's E10 too high?
IPDC Finance's current E10 is BDT1.57. Overall, IPDC Finance has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's E10 compare to V and MA?
IPDC Finance's E10 of BDT1.57 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on IPDC Finance and its competitors. IPDC Finance's current E10 is BDT1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.65, compared to a current price of BDT33.30 — trading 47% above its estimated fair value. The current E10 is BDT1.57. IPDC Finance's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current E10 is BDT1.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT33.30 is trading 47% above its estimated GF Value™ of BDT22.65. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • E10: BDT1.57
  • GF Value™: BDT22.65 vs. price of BDT33.30 (47% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
63GF Score

Get the complete analysis for DHA:IPDC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT33.30
Price
BDT22.65
GF Value