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IPDC FinanceDHA:IPDC -3.08%62 Shiller PE Ratio is 20.06 as of Aug. 25, 2026, which is 67% above its 10-year median of 12.04. GuruFocus rates DHA:IPDC with a GF Score™ of 62/100 and a GF Value™ of BDT22.74 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 332 Credit Services companies, IPDC Finance ranks worse than 63.55% on this metric.
As of today (2026-08-25), IPDC Finance's current share price is BDT31.50. IPDC Finance's E10 for the quarter that ended in Mar. 2026 was BDT1.57. IPDC Finance's Shiller PE Ratio for today is 20.06.
The historical rank and industry rank for IPDC Finance's Shiller PE Ratio or its related term are showing as below:
DHA:IPDC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.09 Med: 12.04 Max: 22.1
Current: 21.55
During the past years, IPDC Finance's highest Shiller PE Ratio was 22.10. The lowest was 9.09. And the median was 12.04.
DHA:IPDC's Shiller PE Ratio is ranked worse than 63.55% of 332
companies
in the Credit Services industry
Industry Median: 14.245
vs DHA:IPDC: 21.55
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
IPDC Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT0.152. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BDT1.57 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
IPDC Finance (DHA:IPDC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
IPDC Finance Shiller PE Ratio Related Terms
IPDC Finance Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for IPDC Finance's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:IPDC vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, IPDC Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IPDC Finance Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IPDC Finance's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where IPDC Finance's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
IPDC Finance's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPDC Finance's E10 for the quarter that ended in Mar. 2026 is calculated as:
For example, IPDC Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
IPDC Finance (DHA:IPDC) has a Shiller PE Ratio of 20.06 as of Aug. 25, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on IPDC Finance and its competitors. This is 67% above median its historical median of 12.04. Over the past decade, IPDC Finance's Shiller PE Ratio has ranged from 9.09 to 22.10. According to the industry distribution chart, IPDC Finance ranks #211 out of 332 companies in the Credit Services industry, placing it in the top 63.6%.
Is IPDC Finance's Shiller PE Ratio too high?
IPDC Finance's current Shiller PE Ratio of 20.06 is 67% above median its 10-year median of 12.04. Over the past 10 years, this metric has ranged from a low of 9.09 to a high of 22.10. The Credit Services industry median Shiller PE Ratio is 14.25. IPDC Finance's value of 20.06 is 40.8% above this industry median. Based on the distribution chart, IPDC Finance ranks #211 out of 332 companies in the Credit Services industry, which is below the industry midpoint. Overall, IPDC Finance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, IPDC Finance ranks #211 out of 332 companies for Shiller PE Ratio. This places IPDC Finance in the lower half of its industry. The industry median Shiller PE Ratio is 14.25. IPDC Finance's value of 20.06 is 40.8% above this benchmark. Historically, IPDC Finance's own Shiller PE Ratio has ranged from 9.09 to 22.10 over the past decade. While the company's 10-year median is 12.04 vs. the industry median of 14.25, IPDC Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.25, based on 332 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IPDC Finance's current Shiller PE Ratio of 20.06 is 40.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on IPDC Finance and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IPDC Finance's current Shiller PE Ratio is 20.06, which is 67% above median its own 10-year median of 12.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.74, compared to a current price of BDT31.50 — trading 38.5% above its estimated fair value. The current Shiller PE Ratio is 20.06, which is 67% above median its 10-year median of 12.04 and 40.8% above the Credit Services industry median of 14.25. IPDC Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current Shiller PE Ratio is 20.06 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IPDC Finance (DHA:IPDC) Overvalued in 2026?
Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued.
The current stock price of BDT31.50 is trading 38.5% above its estimated GF Value™ of BDT22.74.
GuruFocus considers IPDC Finance to be Significantly Overvalued.
Key valuation signals for DHA:IPDC:
Shiller PE Ratio: 20.06 (67% above median its 10-year median of 12.04)
GF Value™: BDT22.74 vs. price of BDT31.50 (38.5% above fair value)
Industry Position: 40.8% above the Credit Services median (#211 of 332)
No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
62GF Score
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