IPDC Finance (DHA:IPDC) EV-to-OCF: 12.03 (As of Jul. 28, 2026) — 741% Above Median

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DHA:IPDC IPDC Finance PLC DHA:IPDC
63 GF Score
Price BDT32.00
GF Value BDT22.68
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is IPDC Finance EV-to-OCF?

IPDC Finance DHA:IPDC +3.56% 63 EV-to-OCF is 12.03 as of Jul. 28, 2026, which is 741% above its 10-year median of 1.43. GuruFocus rates DHA:IPDC with a GF Score™ of 63/100 and a GF Value™ of BDT22.68 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 543 Credit Services companies, IPDC Finance ranks worse than 72.93% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, IPDC Finance's Enterprise Value is BDT19,077 Mil. IPDC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was BDT1,586 Mil. Therefore, IPDC Finance's EV-to-OCF for today is 12.03.

The historical rank and industry rank for IPDC Finance's EV-to-OCF or its related term are showing as below:

DHA:IPDC' s EV-to-OCF Range Over the Past 10 Years
Min: -724.05   Med: 1.43   Max: 104.21
Current: 12.09

During the past 12 years, the highest EV-to-OCF of IPDC Finance was 104.21. The lowest was -724.05. And the median was 1.43.

DHA:IPDC's EV-to-OCF is ranked worse than
72.93% of 543 companies
in the Credit Services industry
Industry Median: -0.49 vs DHA:IPDC: 12.09

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-28), IPDC Finance's stock price is BDT32.00. IPDC Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT1.124. Therefore, IPDC Finance's PE Ratio (TTM) for today is 28.47.


IPDC Finance  (DHA:IPDC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

IPDC Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=32.00/1.124
=28.47

IPDC Finance's share price for today is BDT32.00.
IPDC Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT1.124.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


IPDC Finance EV-to-OCF Related Terms


IPDC Finance EV-to-OCF Historical Data

* Premium members only.

The historical data trend for IPDC Finance's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPDC Finance EV-to-OCF Chart

IPDC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.43 -5.06 104.21 -6.22 3.41

IPDC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.49 4.49 3.41 8.19

DHA:IPDC vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, IPDC Finance's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPDC Finance EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IPDC Finance's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where IPDC Finance's EV-to-OCF falls into.


DHA:IPDC
63GF Score
IPDC Finance PLC DHA:IPDC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IPDC Finance EV-to-OCF Calculation

IPDC Finance's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=19077.496/1585.611
=12.03

IPDC Finance's current Enterprise Value is BDT19,077 Mil.
IPDC Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT1,586 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 12.03 mean?
IPDC Finance (DHA:IPDC) has a EV-to-OCF of 12.03 as of Jul. 28, 2026. This is 741% above median its historical median of 1.43. According to the industry distribution chart, IPDC Finance ranks #396 out of 543 companies in the Credit Services industry, placing it in the top 72.9%.
Is IPDC Finance's EV-to-OCF too high?
IPDC Finance's current EV-to-OCF of 12.03 is 741% above median its 10-year median of 1.43. Based on the distribution chart, IPDC Finance ranks #396 out of 543 companies in the Credit Services industry, which is below the industry midpoint. Overall, IPDC Finance has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, IPDC Finance ranks #396 out of 543 companies for EV-to-OCF. This places IPDC Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. IPDC Finance's current EV-to-OCF is 12.03, which is 741% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.68, compared to a current price of BDT32.00 — trading 41.1% above its estimated fair value. The current EV-to-OCF is 12.03, which is 741% above median its 10-year median of 1.43. IPDC Finance's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current EV-to-OCF is 12.03 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT32.00 is trading 41.1% above its estimated GF Value™ of BDT22.68. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • EV-to-OCF: 12.03 (741% above median its 10-year median of 1.43)
  • GF Value™: BDT22.68 vs. price of BDT32.00 (41.1% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
63GF Score

Get the complete analysis for DHA:IPDC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT32.00
Price
BDT22.68
GF Value