IPDC Finance (DHA:IPDC) Net Debt Paydown Yield % : -8.45% (As of Jul. 04, 2026)


DHA:IPDC IPDC Finance PLC DHA:IPDC
62 GF Score
Price BDT33.50
GF Value BDT22.63
Valuation Significantly Overvalued
! 6 Warning Signs
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What is IPDC Finance Net Debt Paydown Yield %?

IPDC Finance DHA:IPDC +1.82% 62 Net Debt Paydown Yield % is -8.45% as of Jul. 04, 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 62/100 and a GF Value™ of BDT22.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 469 Credit Services companies, IPDC Finance ranks worse than 55.44% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, IPDC Finance's Net Debt Paydown Yield % was -8.45%.


IPDC Finance  (DHA:IPDC) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


IPDC Finance Net Debt Paydown Yield % Related Terms


IPDC Finance Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for IPDC Finance's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPDC Finance Net Debt Paydown Yield % Chart

IPDC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.57 -8.63 -6.72 -19.25 -7.65

IPDC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.29 -8.49 -3.80 -7.65 -15.89

DHA:IPDC vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, IPDC Finance's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPDC Finance Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IPDC Finance's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where IPDC Finance's Net Debt Paydown Yield % falls into.


DHA:IPDC
62GF Score
IPDC Finance PLC DHA:IPDC
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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IPDC Finance Net Debt Paydown Yield % Calculation

IPDC Finance's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 14907.22-16122.95 )/7650.703937955
=-15.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -8.45% mean?
IPDC Finance (DHA:IPDC) has a Net Debt Paydown Yield % of -8.45% as of Jul. 04, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on IPDC Finance and its competitors. According to the industry distribution chart, IPDC Finance ranks #260 out of 469 companies in the Credit Services industry, placing it in the top 55.4%.
Is IPDC Finance's Net Debt Paydown Yield % too high?
IPDC Finance's current Net Debt Paydown Yield % is -8.45%. Based on the distribution chart, IPDC Finance ranks #260 out of 469 companies in the Credit Services industry, which is below the industry midpoint. Overall, IPDC Finance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, IPDC Finance ranks #260 out of 469 companies for Net Debt Paydown Yield %. This places IPDC Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on IPDC Finance and its competitors. IPDC Finance's current Net Debt Paydown Yield % is -8.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.63, compared to a current price of BDT33.50 — trading 48% above its estimated fair value. The current Net Debt Paydown Yield % is -8.45%. IPDC Finance's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current Net Debt Paydown Yield % is -8.45% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT33.50 is trading 48% above its estimated GF Value™ of BDT22.63. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • Net Debt Paydown Yield %: -8.45%
  • GF Value™: BDT22.63 vs. price of BDT33.50 (48% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
62GF Score

Get the complete analysis for DHA:IPDC

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT33.50
Price
BDT22.63
GF Value