IPDC Finance (DHA:IPDC) Scaled Net Operating Assets: 0.13 (As of Mar. 2026)


DHA:IPDC IPDC Finance PLC DHA:IPDC
62 GF Score
Price BDT30.90
GF Value BDT22.62
Valuation Significantly Overvalued
! 6 Warning Signs
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What is IPDC Finance Scaled Net Operating Assets?

IPDC Finance DHA:IPDC +1.98% 62 Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 62/100 and a GF Value™ of BDT22.62 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

IPDC Finance's operating assets for the quarter that ended in Mar. 2026 was BDT88,542 Mil. IPDC Finance's operating liabilities for the quarter that ended in Mar. 2026 was BDT75,843 Mil. IPDC Finance's Total Assets for the quarter that ended in Dec. 2025 was BDT98,729 Mil. Therefore, IPDC Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.13.

DHA:IPDC
62GF Score
IPDC Finance PLC DHA:IPDC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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IPDC Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

IPDC Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(88799.583-75371.944)/89123.904
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=98729.125 - 9929.542
=88799.583

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=91425.96 - 16054.016 - 0
=75371.944

IPDC Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(88542.392-75843.149)/98729.125
=0.13

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=97503.573 - 8961.181
=88542.392

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=90135.111 - 14291.962 - 0
=75843.149

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.13 mean?
IPDC Finance (DHA:IPDC) has a Scaled Net Operating Assets of 0.13 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IPDC Finance and its competitors.
Is IPDC Finance's Scaled Net Operating Assets too high?
IPDC Finance's current Scaled Net Operating Assets is 0.13. Overall, IPDC Finance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's Scaled Net Operating Assets compare to V and MA?
IPDC Finance's Scaled Net Operating Assets of 0.13 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IPDC Finance and its competitors. IPDC Finance's current Scaled Net Operating Assets is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.62, compared to a current price of BDT30.90 — trading 36.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.13. IPDC Finance's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT30.90 is trading 36.6% above its estimated GF Value™ of BDT22.62. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • Scaled Net Operating Assets: 0.13
  • GF Value™: BDT22.62 vs. price of BDT30.90 (36.6% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
62GF Score

Get the complete analysis for DHA:IPDC

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT30.90
Price
BDT22.62
GF Value