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IPDC FinanceDHA:IPDC -0.32%62 3-Year EPS without NRI Growth Rate is -20.50% as of Mar. 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 62/100 and a GF Value™ of BDT22.74 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 433 Credit Services companies, IPDC Finance ranks worse than 85.45% on this metric.
During the past 12 months, IPDC Finance's average EPS without NRI Growth Rate was 25.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -20.50% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -15.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 3.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 12 years, the highest 3-Year average EPS without NRI Growth Rate of IPDC Finance was 28.80% per year. The lowest was -25.50% per year. And the median was 12.90% per year.
IPDC Finance (DHA:IPDC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
IPDC Finance 3-Year EPS without NRI Growth Rate Related Terms
DHA:IPDC vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, IPDC Finance's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IPDC Finance 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IPDC Finance's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where IPDC Finance's 3-Year EPS without NRI Growth Rate falls into.
IPDC Finance 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -20.50% mean?
IPDC Finance (DHA:IPDC) has a 3-Year EPS without NRI Growth Rate of -20.50% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for IPDC Finance and its competitors. According to the industry distribution chart, IPDC Finance ranks #370 out of 433 companies in the Credit Services industry, placing it in the top 85.5%.
Is IPDC Finance's 3-Year EPS without NRI Growth Rate too high?
IPDC Finance's current 3-Year EPS without NRI Growth Rate is -20.50%. Based on the distribution chart, IPDC Finance ranks #370 out of 433 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, IPDC Finance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, IPDC Finance ranks #370 out of 433 companies for 3-Year EPS without NRI Growth Rate. This places IPDC Finance in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for IPDC Finance and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IPDC Finance's current 3-Year EPS without NRI Growth Rate is -20.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.74, compared to a current price of BDT31.40 — trading 38.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -20.50%. IPDC Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current 3-Year EPS without NRI Growth Rate is -20.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IPDC Finance (DHA:IPDC) Overvalued in 2026?
Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued.
The current stock price of BDT31.40 is trading 38.1% above its estimated GF Value™ of BDT22.74.
GuruFocus considers IPDC Finance to be Significantly Overvalued.
Key valuation signals for DHA:IPDC:
3-Year EPS without NRI Growth Rate: -20.50%
GF Value™: BDT22.74 vs. price of BDT31.40 (38.1% above fair value)
No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
62GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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