IPDC Finance (DHA:IPDC) Debt-to-Asset : 0.15 (As of Mar. 2026)

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DHA:IPDC IPDC Finance PLC DHA:IPDC
63 GF Score
Price BDT33.00
GF Value BDT22.71
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is IPDC Finance Debt-to-Asset?

IPDC Finance DHA:IPDC +2.17% 63 Debt-to-Asset is 0.15 as of Mar. 2026. GuruFocus rates DHA:IPDC with a GF Score™ of 63/100 and a GF Value™ of BDT22.71 (Significantly Overvalued). The stock has 5 warning signs investors should review.

IPDC Finance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT0 Mil. IPDC Finance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT14,292 Mil. IPDC Finance's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was BDT97,504 Mil. IPDC Finance's debt to asset for the quarter that ended in Mar. 2026 was 0.15.


IPDC Finance  (DHA:IPDC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


IPDC Finance Debt-to-Asset Related Terms


IPDC Finance Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for IPDC Finance's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IPDC Finance Debt-to-Asset Chart

IPDC Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.14 0.17 0.17 0.16

IPDC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.19 0.17 0.16 0.15

DHA:IPDC vs V, MA, AXP: Debt-to-Asset Comparison

For the Credit Services subindustry, IPDC Finance's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IPDC Finance Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IPDC Finance's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where IPDC Finance's Debt-to-Asset falls into.


DHA:IPDC
63GF Score
IPDC Finance PLC DHA:IPDC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IPDC Finance Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

IPDC Finance's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 16054.016) / 98729.125
=0.16

IPDC Finance's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 14291.962) / 97503.573
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.15 mean?
IPDC Finance (DHA:IPDC) has a Debt-to-Asset of 0.15 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on IPDC Finance and its competitors.
Is IPDC Finance's Debt-to-Asset too high?
IPDC Finance's current Debt-to-Asset is 0.15. Overall, IPDC Finance has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IPDC Finance's Debt-to-Asset compare to V and MA?
IPDC Finance's Debt-to-Asset of 0.15 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on IPDC Finance and its competitors. IPDC Finance's current Debt-to-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPDC Finance stock overvalued right now?
Based on GuruFocus' analysis, IPDC Finance (DHA:IPDC) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT22.71, compared to a current price of BDT33.00 — trading 45.3% above its estimated fair value. The current Debt-to-Asset is 0.15. IPDC Finance's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For IPDC Finance (DHA:IPDC), the current Debt-to-Asset is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IPDC Finance (DHA:IPDC) Overvalued in 2026?

Based on GuruFocus' analysis, IPDC Finance stock appears to be overvalued. The current stock price of BDT33.00 is trading 45.3% above its estimated GF Value™ of BDT22.71. GuruFocus considers IPDC Finance to be Significantly Overvalued.

Key valuation signals for DHA:IPDC:

  • Debt-to-Asset: 0.15
  • GF Value™: BDT22.71 vs. price of BDT33.00 (45.3% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the DHA:IPDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IPDC Finance Business Description

Address 106, Gulshan Avenue, Hosna Centre, 4th Floor, Dhaka, BGD, 1212
IPDC Finance PLC has diversified its product portfolio and evolved as multiproduct financial institution that is specialised in providing long term and short term finance, project finance, lease finance, supply chain finance, home loan, equity financing, syndication finance, retail finance, Small & Medium Enterprises (SME) finance, asset backed securitisation, retailer finance, factoring finance, and related consultancies. Its segments are Corporate, SME & Emerging, Corporate, and Retail Treasury. The company generates majority of revenue from Corporate segment.
63GF Score

Get the complete analysis for DHA:IPDC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT33.00
Price
BDT22.71
GF Value