Qatar International Islamic Bank QSC (DSMD:QIIK) Cyclically Adjusted FCF per Share: ر.ق-0.78 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
59 GF Score
Price ر.ق11.17
GF Value ر.ق12.65
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Qatar International Islamic Bank QSC Cyclically Adjusted FCF per Share?

Qatar International Islamic Bank QSC DSMD:QIIK 59 Cyclically Adjusted FCF per Share is ر.ق-0.78 as of Mar. 2026. GuruFocus rates DSMD:QIIK with a GF Score™ of 59/100 and a GF Value™ of ر.ق12.65 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Qatar International Islamic Bank QSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was ر.ق-0.724. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ر.ق-0.78 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 10.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Qatar International Islamic Bank QSC was 14.00% per year. The lowest was 10.10% per year. And the median was 12.50% per year.

As of today (2026-07-18), Qatar International Islamic Bank QSC's current stock price is ر.ق11.17. Qatar International Islamic Bank QSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ر.ق-0.78. Qatar International Islamic Bank QSC's Cyclically Adjusted Price-to-FCF of today is .


Qatar International Islamic Bank QSC  (DSMD:QIIK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Qatar International Islamic Bank QSC Cyclically Adjusted FCF per Share Related Terms


Qatar International Islamic Bank QSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC Cyclically Adjusted FCF per Share Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.07 -1.02 -0.69 -0.68 -0.74

Qatar International Islamic Bank QSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.90 -0.75 -0.67 -0.74 -0.78

DSMD:QIIK vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar International Islamic Bank QSC Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Qatar International Islamic Bank QSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Qatar International Islamic Bank QSC's Cyclically Adjusted Price-to-FCF falls into.


DSMD:QIIK
59GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar International Islamic Bank QSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qatar International Islamic Bank QSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.724/330.2130*330.2130
=-0.724

Current CPI (Mar. 2026) = 330.2130.

Qatar International Islamic Bank QSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -1.098 241.018 -1.504
201609 0.301 241.428 0.412
201612 0.526 241.432 0.719
201703 -1.168 243.801 -1.582
201706 1.037 244.955 1.398
201709 0.646 246.819 0.864
201712 -1.967 246.524 -2.635
201803 2.237 249.554 2.960
201806 -0.093 251.989 -0.122
201809 0.424 252.439 0.555
201812 1.555 251.233 2.044
201903 -2.303 254.202 -2.992
201906 -2.520 256.143 -3.249
201909 1.044 256.759 1.343
201912 -0.519 256.974 -0.667
202003 -1.357 258.115 -1.736
202006 3.744 257.797 4.796
202009 -3.663 260.280 -4.647
202012 -0.347 260.474 -0.440
202103 0.058 264.877 0.072
202106 0.189 271.696 0.230
202109 -2.225 274.310 -2.678
202112 1.207 278.802 1.430
202203 0.928 287.504 1.066
202206 0.431 296.311 0.480
202209 -0.346 296.808 -0.385
202212 -1.713 296.797 -1.906
202303 -0.389 301.836 -0.426
202306 1.793 305.109 1.941
202309 -0.734 307.789 -0.787
202312 0.425 306.746 0.458
202403 0.355 312.332 0.375
202406 -2.444 314.175 -2.569
202409 -0.224 315.301 -0.235
202412 0.898 315.605 0.940
202503 -0.432 319.799 -0.446
202506 1.380 322.561 1.413
202509 -0.589 324.800 -0.599
202512 -0.994 324.054 -1.013
202603 -0.724 330.213 -0.724

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ر.ق-0.78 mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a Cyclically Adjusted FCF per Share of ر.ق-0.78 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Qatar International Islamic Bank QSC and its competitors.
Is Qatar International Islamic Bank QSC's Cyclically Adjusted FCF per Share too high?
Qatar International Islamic Bank QSC's current Cyclically Adjusted FCF per Share is ر.ق-0.78. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's Cyclically Adjusted FCF per Share compare to PNC and USB?
Qatar International Islamic Bank QSC's Cyclically Adjusted FCF per Share of ر.ق-0.78 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Qatar International Islamic Bank QSC and its competitors. Qatar International Islamic Bank QSC's current Cyclically Adjusted FCF per Share is ر.ق-0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.65, compared to a current price of ر.ق11.17 — trading 11.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ر.ق-0.78. Qatar International Islamic Bank QSC's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current Cyclically Adjusted FCF per Share is ر.ق-0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق11.17 is trading 11.7% below its estimated GF Value™ of ر.ق12.65. GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.

Key valuation signals for DSMD:QIIK:

  • Cyclically Adjusted FCF per Share: ر.ق-0.78
  • GF Value™: ر.ق12.65 vs. price of ر.ق11.17 (11.7% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
59GF Score

Get the complete analysis for DSMD:QIIK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق11.17
Price
ر.ق12.65
GF Value