DSMD:QIIK's ROA % is ranked better than 90.72% of 1530
companies
in the Banks industry
Industry Median: 0.98
vs DSMD:QIIK: 2.24
Qatar International Islamic Bank QSC (DSMD:QIIK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Qatar International Islamic Bank QSC ROA % Related Terms
Qatar International Islamic Bank QSC ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar International Islamic Bank QSC ROA % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Qatar International Islamic Bank QSC (DSMD:QIIK) has a ROA % of 2.37% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar International Islamic Bank QSC and its competitors. This is 28% above median its historical median of 1.85. Over the past decade, Qatar International Islamic Bank QSC's ROA % has ranged from 1.59 to 2.24. According to the industry distribution chart, Qatar International Islamic Bank QSC ranks #142 out of 1530 companies in the Banks industry, placing it in the top 9.3%.
Is Qatar International Islamic Bank QSC's ROA % too high?
Qatar International Islamic Bank QSC's current ROA % of 2.37% is 28% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 2.24. The Banks industry median ROA % is 0.98. Qatar International Islamic Bank QSC's value of 2.37% is 141.8% above this industry median. Based on the distribution chart, Qatar International Islamic Bank QSC ranks #142 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Qatar International Islamic Bank QSC ranks #142 out of 1530 companies for ROA %. This places Qatar International Islamic Bank QSC in the top 9% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Qatar International Islamic Bank QSC's value of 2.37% is 141.8% above this benchmark. Historically, Qatar International Islamic Bank QSC's own ROA % has ranged from 1.59 to 2.24 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 0.98, Qatar International Islamic Bank QSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar International Islamic Bank QSC's current ROA % of 2.37% is 141.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar International Islamic Bank QSC and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar International Islamic Bank QSC's current ROA % is 2.37%, which is 28% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.52, compared to a current price of ر.ق11.19 — trading 10.6% below its estimated fair value. The current ROA % is 2.37%, which is 28% above median its 10-year median of 1.85 and 141.8% above the Banks industry median of 0.98. Qatar International Islamic Bank QSC's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current ROA % is 2.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued.
The current stock price of ر.ق11.19 is trading 10.6% below its estimated GF Value™ of ر.ق12.52.
GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.
Key valuation signals for DSMD:QIIK:
ROA %: 2.37% (28% above median its 10-year median of 1.85)
GF Value™: ر.ق12.52 vs. price of ر.ق11.19 (10.6% below fair value)
Industry Position: 141.8% above the Banks median (#142 of 1530)
No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar International Islamic Bank QSC Business Description
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
60GF Score
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