Qatar International Islamic Bank QSC (DSMD:QIIK) Return-on-Tangible-Asset: 2.37% (As of Mar. 2026) — 28% Above Median

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DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
60 GF Score
Price ر.ق10.95
GF Value ر.ق12.75
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Qatar International Islamic Bank QSC Return-on-Tangible-Asset?

Qatar International Islamic Bank QSC DSMD:QIIK -0.36% 60 Return-on-Tangible-Asset is 2.37% as of Mar. 2026, which is 28% above its 10-year median of 1.85. GuruFocus rates DSMD:QIIK with a GF Score™ of 60/100 and a GF Value™ of ر.ق12.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, Qatar International Islamic Bank QSC ranks better than 90.52% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Qatar International Islamic Bank QSC's annualized Net Income for the quarter that ended in Mar. 2026 was ر.ق1,471 Mil. Qatar International Islamic Bank QSC's average total tangible assets for the quarter that ended in Mar. 2026 was ر.ق62,140 Mil. Therefore, Qatar International Islamic Bank QSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.37%.

The historical rank and industry rank for Qatar International Islamic Bank QSC's Return-on-Tangible-Asset or its related term are showing as below:

DSMD:QIIK' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.59   Med: 1.85   Max: 2.24
Current: 2.24

During the past 13 years, Qatar International Islamic Bank QSC's highest Return-on-Tangible-Asset was 2.24%. The lowest was 1.59%. And the median was 1.85%.

DSMD:QIIK's Return-on-Tangible-Asset is ranked better than
90.52% of 1529 companies
in the Banks industry
Industry Median: 1 vs DSMD:QIIK: 2.24

Qatar International Islamic Bank QSC  (DSMD:QIIK) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Qatar International Islamic Bank QSC Return-on-Tangible-Asset Related Terms


Qatar International Islamic Bank QSC Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC Return-on-Tangible-Asset Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.63 1.82 1.97 2.07 2.21

Qatar International Islamic Bank QSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.39 2.22 2.70 1.64 2.37

DSMD:QIIK vs PNC, USB: Return-on-Tangible-Asset Comparison

For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar International Islamic Bank QSC Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Qatar International Islamic Bank QSC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Qatar International Islamic Bank QSC's Return-on-Tangible-Asset falls into.


DSMD:QIIK
60GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar International Islamic Bank QSC Return-on-Tangible-Asset Calculation

Qatar International Islamic Bank QSC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1351.01/( (59937.249+62590.072)/ 2 )
=1351.01/61263.6605
=2.21 %

Qatar International Islamic Bank QSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=1471.04/( (62590.072+61690.098)/ 2 )
=1471.04/62140.085
=2.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 2.37% mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a Return-on-Tangible-Asset of 2.37% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Qatar International Islamic Bank QSC and its competitors. This is 28% above median its historical median of 1.85. Over the past decade, Qatar International Islamic Bank QSC's Return-on-Tangible-Asset has ranged from 1.59 to 2.24. According to the industry distribution chart, Qatar International Islamic Bank QSC ranks #145 out of 1529 companies in the Banks industry, placing it in the top 9.5%.
Is Qatar International Islamic Bank QSC's Return-on-Tangible-Asset too high?
Qatar International Islamic Bank QSC's current Return-on-Tangible-Asset of 2.37% is 28% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 1.59 to a high of 2.24. The Banks industry median Return-on-Tangible-Asset is 1.00. Qatar International Islamic Bank QSC's value of 2.37% is 137% above this industry median. Based on the distribution chart, Qatar International Islamic Bank QSC ranks #145 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Qatar International Islamic Bank QSC ranks #145 out of 1529 companies for Return-on-Tangible-Asset. This places Qatar International Islamic Bank QSC in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.00. Qatar International Islamic Bank QSC's value of 2.37% is 137% above this benchmark. Historically, Qatar International Islamic Bank QSC's own Return-on-Tangible-Asset has ranged from 1.59 to 2.24 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 1.00, Qatar International Islamic Bank QSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar International Islamic Bank QSC's current Return-on-Tangible-Asset of 2.37% is 137% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Qatar International Islamic Bank QSC and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar International Islamic Bank QSC's current Return-on-Tangible-Asset is 2.37%, which is 28% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.75, compared to a current price of ر.ق10.95 — trading 14.1% below its estimated fair value. The current Return-on-Tangible-Asset is 2.37%, which is 28% above median its 10-year median of 1.85 and 137% above the Banks industry median of 1.00. Qatar International Islamic Bank QSC's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current Return-on-Tangible-Asset is 2.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق10.95 is trading 14.1% below its estimated GF Value™ of ر.ق12.75. GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.

Key valuation signals for DSMD:QIIK:

  • Return-on-Tangible-Asset: 2.37% (28% above median its 10-year median of 1.85)
  • GF Value™: ر.ق12.75 vs. price of ر.ق10.95 (14.1% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 137% above the Banks median (#145 of 1529)

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
60GF Score

Get the complete analysis for DSMD:QIIK

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق10.95
Price
ر.ق12.75
GF Value