Qatar International Islamic Bank QSC (DSMD:QIIK) Debt-to-Equity: 0.50 (As of Jun. 2026) — 61% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
58 GF Score
Price ر.ق10.65
GF Value ر.ق12.10
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qatar International Islamic Bank QSC Debt-to-Equity?

Qatar International Islamic Bank QSC DSMD:QIIK -0.75% 58 Debt-to-Equity is 0.50 as of Jun. 2026, which is 61% above its 10-year median of 0.31. GuruFocus rates DSMD:QIIK with a GF Score™ of 58/100 and a GF Value™ of ر.ق12.10 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,416 Banks companies, Qatar International Islamic Bank QSC ranks better than 55.37% on this metric.

Qatar International Islamic Bank QSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ق0 Mil. Qatar International Islamic Bank QSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ق5,129 Mil. Qatar International Islamic Bank QSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ر.ق10,250 Mil. Qatar International Islamic Bank QSC's debt to equity for the quarter that ended in Jun. 2026 was 0.50.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Qatar International Islamic Bank QSC's Debt-to-Equity or its related term are showing as below:

DSMD:QIIK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.2   Med: 0.31   Max: 0.51
Current: 0.5

During the past 13 years, the highest Debt-to-Equity Ratio of Qatar International Islamic Bank QSC was 0.51. The lowest was 0.20. And the median was 0.31.

DSMD:QIIK's Debt-to-Equity is ranked better than
55.37% of 1416 companies
in the Banks industry
Industry Median: 0.58 vs DSMD:QIIK: 0.50

Qatar International Islamic Bank QSC  (DSMD:QIIK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Qatar International Islamic Bank QSC Debt-to-Equity Related Terms


Qatar International Islamic Bank QSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC Debt-to-Equity Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.31 0.29 0.29 0.51

Qatar International Islamic Bank QSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.28 0.51 0.51 0.50

DSMD:QIIK vs PNC, USB: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar International Islamic Bank QSC Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Qatar International Islamic Bank QSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Qatar International Islamic Bank QSC's Debt-to-Equity falls into.


DSMD:QIIK
58GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar International Islamic Bank QSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Qatar International Islamic Bank QSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Qatar International Islamic Bank QSC's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.50 mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a Debt-to-Equity of 0.50 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Qatar International Islamic Bank QSC and its competitors. This is 61% above median its historical median of 0.31. Over the past decade, Qatar International Islamic Bank QSC's Debt-to-Equity has ranged from 0.20 to 0.51. According to the industry distribution chart, Qatar International Islamic Bank QSC ranks #632 out of 1416 companies in the Banks industry, placing it in the top 44.6%.
Is Qatar International Islamic Bank QSC's Debt-to-Equity too high?
Qatar International Islamic Bank QSC's current Debt-to-Equity of 0.50 is 61% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.51. The Banks industry median Debt-to-Equity is 0.58. Qatar International Islamic Bank QSC's value of 0.50 is 13.8% below this industry median. Based on the distribution chart, Qatar International Islamic Bank QSC ranks #632 out of 1416 companies in the Banks industry, which is above the industry midpoint. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Qatar International Islamic Bank QSC ranks #632 out of 1416 companies for Debt-to-Equity. This puts Qatar International Islamic Bank QSC in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Qatar International Islamic Bank QSC's value of 0.50 is 13.8% below this benchmark. Historically, Qatar International Islamic Bank QSC's own Debt-to-Equity has ranged from 0.20 to 0.51 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.58, Qatar International Islamic Bank QSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar International Islamic Bank QSC's current Debt-to-Equity of 0.50 is 13.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Qatar International Islamic Bank QSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar International Islamic Bank QSC's current Debt-to-Equity is 0.50, which is 61% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.10, compared to a current price of ر.ق10.65 — trading 12% below its estimated fair value. The current Debt-to-Equity is 0.50, which is 61% above median its 10-year median of 0.31 and 13.8% below the Banks industry median of 0.58. Qatar International Islamic Bank QSC's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current Debt-to-Equity is 0.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق10.65 is trading 12% below its estimated GF Value™ of ر.ق12.10. GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.

Key valuation signals for DSMD:QIIK:

  • Debt-to-Equity: 0.50 (61% above median its 10-year median of 0.31)
  • GF Value™: ر.ق12.10 vs. price of ر.ق10.65 (12% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 13.8% below the Banks median (#632 of 1416)

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
58GF Score

Get the complete analysis for DSMD:QIIK

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق10.65
Price
ر.ق12.10
GF Value