Qatar International Islamic Bank QSC (DSMD:QIIK) Cyclically Adjusted PB Ratio: 1.74 (As of Aug. 04, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
58 GF Score
Price ر.ق11.19
GF Value ر.ق11.82
Valuation Fairly Valued
! 4 Warning Signs
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What is Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio?

Qatar International Islamic Bank QSC DSMD:QIIK +2.01% 58 Cyclically Adjusted PB Ratio is 1.74 as of Aug. 04, 2026, which is 9% below its 10-year median of 1.92. GuruFocus rates DSMD:QIIK with a GF Score™ of 58/100 and a GF Value™ of ر.ق11.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,286 Banks companies, Qatar International Islamic Bank QSC ranks worse than 70.14% on this metric.

As of today (2026-08-04), Qatar International Islamic Bank QSC's current share price is ر.ق11.19. Qatar International Islamic Bank QSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ر.ق6.44. Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio for today is 1.74.

The historical rank and industry rank for Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio or its related term are showing as below:

DSMD:QIIK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.65   Med: 1.92   Max: 2.54
Current: 1.7

During the past years, Qatar International Islamic Bank QSC's highest Cyclically Adjusted PB Ratio was 2.54. The lowest was 1.65. And the median was 1.92.

DSMD:QIIK's Cyclically Adjusted PB Ratio is ranked worse than
70.14% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs DSMD:QIIK: 1.70

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar International Islamic Bank QSC's adjusted book value per share data for the three months ended in Jun. 2026 was ر.ق6.771. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق6.44 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Qatar International Islamic Bank QSC  (DSMD:QIIK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio Related Terms


Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.97 2.02 1.94 1.87 1.86

Qatar International Islamic Bank QSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 1.77 1.86 1.76 1.72

DSMD:QIIK vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio falls into.


DSMD:QIIK
58GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar International Islamic Bank QSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11.19/6.44
=1.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Qatar International Islamic Bank QSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.771/333.9520*333.9520
=6.771

Current CPI (Jun. 2026) = 333.9520.

Qatar International Islamic Bank QSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 4.360 241.428 6.031
201612 4.411 241.432 6.101
201703 4.584 243.801 6.279
201706 4.330 244.955 5.903
201709 4.494 246.819 6.080
201712 4.503 246.524 6.100
201803 4.111 249.554 5.501
201806 4.263 251.989 5.650
201809 4.430 252.439 5.860
201812 4.512 251.233 5.998
201903 4.252 254.202 5.586
201906 4.413 256.143 5.754
201909 4.589 256.759 5.969
201912 5.391 256.974 7.006
202003 5.088 258.115 6.583
202006 5.249 257.797 6.800
202009 5.430 260.280 6.967
202012 5.499 260.474 7.050
202103 5.288 264.877 6.667
202106 5.461 271.696 6.712
202109 5.657 274.310 6.887
202112 5.749 278.802 6.886
202203 5.498 287.504 6.386
202206 5.680 296.311 6.402
202209 5.899 296.808 6.637
202212 5.995 296.797 6.745
202303 5.804 301.836 6.422
202306 5.954 305.109 6.517
202309 6.193 307.789 6.719
202312 6.280 306.746 6.837
202403 6.050 312.332 6.469
202406 6.214 314.175 6.605
202409 6.241 315.301 6.610
202412 6.342 315.605 6.711
202503 6.312 319.799 6.591
202506 6.486 322.561 6.715
202509 6.517 324.800 6.701
202512 6.642 324.054 6.845
202603 6.591 330.213 6.666
202606 6.771 333.952 6.771

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.74 mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a Cyclically Adjusted PB Ratio of 1.74 as of Aug. 04, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar International Islamic Bank QSC and its competitors. This is near median its historical median of 1.92. Over the past decade, Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio has ranged from 1.65 to 2.54. According to the industry distribution chart, Qatar International Islamic Bank QSC ranks #902 out of 1286 companies in the Banks industry, placing it in the top 70.1%.
Is Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio too high?
Qatar International Islamic Bank QSC's current Cyclically Adjusted PB Ratio of 1.74 is near median its 10-year median of 1.92. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 2.54. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. Qatar International Islamic Bank QSC's value of 1.74 is 37% above this industry median. Based on the distribution chart, Qatar International Islamic Bank QSC ranks #902 out of 1286 companies in the Banks industry, which is below the industry midpoint. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Qatar International Islamic Bank QSC ranks #902 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Qatar International Islamic Bank QSC in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.27. Qatar International Islamic Bank QSC's value of 1.74 is 37% above this benchmark. Historically, Qatar International Islamic Bank QSC's own Cyclically Adjusted PB Ratio has ranged from 1.65 to 2.54 over the past decade. While the company's 10-year median is 1.92 vs. the industry median of 1.27, Qatar International Islamic Bank QSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar International Islamic Bank QSC's current Cyclically Adjusted PB Ratio of 1.74 is 37% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar International Islamic Bank QSC and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar International Islamic Bank QSC's current Cyclically Adjusted PB Ratio is 1.74, which is near median its own 10-year median of 1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق11.82, compared to a current price of ر.ق11.19 — trading 5.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.74, which is near median its 10-year median of 1.92 and 37% above the Banks industry median of 1.27. Qatar International Islamic Bank QSC's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current Cyclically Adjusted PB Ratio is 1.74 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق11.19 is trading 5.3% below its estimated GF Value™ of ر.ق11.82. GuruFocus considers Qatar International Islamic Bank QSC to be Fairly Valued.

Key valuation signals for DSMD:QIIK:

  • Cyclically Adjusted PB Ratio: 1.74 (near median its 10-year median of 1.92)
  • GF Value™: ر.ق11.82 vs. price of ر.ق11.19 (5.3% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 37% above the Banks median (#902 of 1286)

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
58GF Score

Get the complete analysis for DSMD:QIIK

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق11.19
Price
ر.ق11.82
GF Value