Qatar International Islamic Bank QSC (DSMD:QIIK) Retained Earnings: ر.ق2,871 Mil (As of Mar. 2026)

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DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
60 GF Score
Price ر.ق10.87
GF Value ر.ق12.78
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Qatar International Islamic Bank QSC Retained Earnings?

Qatar International Islamic Bank QSC DSMD:QIIK +0.37% 60 Retained Earnings is ر.ق2,871 Mil as of Mar. 2026. GuruFocus rates DSMD:QIIK with a GF Score™ of 60/100 and a GF Value™ of ر.ق12.78 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Qatar International Islamic Bank QSC's retained earnings for the quarter that ended in Mar. 2026 was ر.ق2,871 Mil.

Qatar International Islamic Bank QSC's quarterly retained earnings increased from Sep. 2025 (ر.ق2,823 Mil) to Dec. 2025 (ر.ق2,945 Mil) but then declined from Dec. 2025 (ر.ق2,945 Mil) to Mar. 2026 (ر.ق2,871 Mil).

Qatar International Islamic Bank QSC's annual retained earnings increased from Dec. 2023 (ر.ق2,477 Mil) to Dec. 2024 (ر.ق2,509 Mil) and increased from Dec. 2024 (ر.ق2,509 Mil) to Dec. 2025 (ر.ق2,945 Mil).


Qatar International Islamic Bank QSC  (DSMD:QIIK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Qatar International Islamic Bank QSC Retained Earnings Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC Retained Earnings Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,758.23 2,081.00 2,476.70 2,509.15 2,944.51

Qatar International Islamic Bank QSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,456.50 2,779.86 2,823.10 2,944.51 2,871.37
DSMD:QIIK
60GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Qatar International Islamic Bank QSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ق2,871 Mil mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a Retained Earnings of ر.ق2,871 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Qatar International Islamic Bank QSC and its competitors.
Is Qatar International Islamic Bank QSC's Retained Earnings too high?
Qatar International Islamic Bank QSC's current Retained Earnings is ر.ق2,871 Mil. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's Retained Earnings compare to PNC and USB?
Qatar International Islamic Bank QSC's Retained Earnings of ر.ق2,871 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Qatar International Islamic Bank QSC and its competitors. Qatar International Islamic Bank QSC's current Retained Earnings is ر.ق2,871 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.78, compared to a current price of ر.ق10.87 — trading 14.9% below its estimated fair value. The current Retained Earnings is ر.ق2,871 Mil. Qatar International Islamic Bank QSC's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current Retained Earnings is ر.ق2,871 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق10.87 is trading 14.9% below its estimated GF Value™ of ر.ق12.78. GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.

Key valuation signals for DSMD:QIIK:

  • Retained Earnings: ر.ق2,871 Mil
  • GF Value™: ر.ق12.78 vs. price of ر.ق10.87 (14.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
60GF Score

Get the complete analysis for DSMD:QIIK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق10.87
Price
ر.ق12.78
GF Value