Qatar International Islamic Bank QSC (DSMD:QIIK) ROE %: 14.69% (As of Mar. 2026) — 18% Above Median


DSMD:QIIK Qatar International Islamic Bank QSC DSMD:QIIK
60 GF Score
Price ر.ق11.19
GF Value ر.ق12.52
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Qatar International Islamic Bank QSC ROE %?

Qatar International Islamic Bank QSC DSMD:QIIK -0.09% 60 ROE % is 14.69% as of Mar. 2026, which is 18% above its 10-year median of 12.46. GuruFocus rates DSMD:QIIK with a GF Score™ of 60/100 and a GF Value™ of ر.ق12.52 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Qatar International Islamic Bank QSC ranks better than 74.62% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Qatar International Islamic Bank QSC's annualized net income for the quarter that ended in Mar. 2026 was ر.ق1,471 Mil. Qatar International Islamic Bank QSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ر.ق10,015 Mil. Therefore, Qatar International Islamic Bank QSC's annualized ROE % for the quarter that ended in Mar. 2026 was 14.69%.

The historical rank and industry rank for Qatar International Islamic Bank QSC's ROE % or its related term are showing as below:

DSMD:QIIK' s ROE % Range Over the Past 10 Years
Min: 11.38   Med: 12.46   Max: 13.83
Current: 13.83

During the past 13 years, Qatar International Islamic Bank QSC's highest ROE % was 13.83%. The lowest was 11.38%. And the median was 12.46%.

DSMD:QIIK's ROE % is ranked better than
74.62% of 1525 companies
in the Banks industry
Industry Median: 10.22 vs DSMD:QIIK: 13.83

Qatar International Islamic Bank QSC  (DSMD:QIIK) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1471.04/10015.179
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1471.04 / 2054.152)*(2054.152 / 62176.938)*(62176.938 / 10015.179)
=Net Margin %*Asset Turnover*Equity Multiplier
=71.61 %*0.033*6.2083
=ROA %*Equity Multiplier
=2.36 %*6.2083
=14.69 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1471.04/10015.179
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1471.04 / 1471.04) * (1471.04 / 2054.152) * (2054.152 / 62176.938) * (62176.938 / 10015.179)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1 * 71.61 % * 0.033 * 6.2083
=14.69 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Qatar International Islamic Bank QSC ROE % Related Terms


Qatar International Islamic Bank QSC ROE % Historical Data

* Premium members only.

The historical data trend for Qatar International Islamic Bank QSC's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar International Islamic Bank QSC ROE % Chart

Qatar International Islamic Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.79 12.10 12.54 13.19 13.75

Qatar International Islamic Bank QSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.88 13.74 16.62 10.16 14.69

DSMD:QIIK vs PNC, USB: ROE % Comparison

For the Banks - Regional subindustry, Qatar International Islamic Bank QSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar International Islamic Bank QSC ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Qatar International Islamic Bank QSC's ROE % distribution charts can be found below:

* The bar in red indicates where Qatar International Islamic Bank QSC's ROE % falls into.


DSMD:QIIK
60GF Score
Qatar International Islamic Bank QSC DSMD:QIIK
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qatar International Islamic Bank QSC ROE % Calculation

Qatar International Islamic Bank QSC's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1351.01/( (9600.104+10053.505)/ 2 )
=1351.01/9826.8045
=13.75 %

Qatar International Islamic Bank QSC's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1471.04/( (10053.505+9976.853)/ 2 )
=1471.04/10015.179
=14.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 14.69% mean?
Qatar International Islamic Bank QSC (DSMD:QIIK) has a ROE % of 14.69% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar International Islamic Bank QSC and its competitors. This is 18% above median its historical median of 12.46. Over the past decade, Qatar International Islamic Bank QSC's ROE % has ranged from 11.38 to 13.83. According to the industry distribution chart, Qatar International Islamic Bank QSC ranks #387 out of 1525 companies in the Banks industry, placing it in the top 25.4%.
Is Qatar International Islamic Bank QSC's ROE % too high?
Qatar International Islamic Bank QSC's current ROE % of 14.69% is 18% above median its 10-year median of 12.46. Over the past 10 years, this metric has ranged from a low of 11.38 to a high of 13.83. The Banks industry median ROE % is 10.22. Qatar International Islamic Bank QSC's value of 14.69% is 43.7% above this industry median. Based on the distribution chart, Qatar International Islamic Bank QSC ranks #387 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Qatar International Islamic Bank QSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar International Islamic Bank QSC's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Qatar International Islamic Bank QSC ranks #387 out of 1525 companies for ROE %. This puts Qatar International Islamic Bank QSC in the upper half of its industry. The industry median ROE % is 10.22. Qatar International Islamic Bank QSC's value of 14.69% is 43.7% above this benchmark. Historically, Qatar International Islamic Bank QSC's own ROE % has ranged from 11.38 to 13.83 over the past decade. While the company's 10-year median is 12.46 vs. the industry median of 10.22, Qatar International Islamic Bank QSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar International Islamic Bank QSC's current ROE % of 14.69% is 43.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar International Islamic Bank QSC and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar International Islamic Bank QSC's current ROE % is 14.69%, which is 18% above median its own 10-year median of 12.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar International Islamic Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar International Islamic Bank QSC (DSMD:QIIK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق12.52, compared to a current price of ر.ق11.19 — trading 10.6% below its estimated fair value. The current ROE % is 14.69%, which is 18% above median its 10-year median of 12.46 and 43.7% above the Banks industry median of 10.22. Qatar International Islamic Bank QSC's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Qatar International Islamic Bank QSC (DSMD:QIIK), the current ROE % is 14.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar International Islamic Bank QSC (DSMD:QIIK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar International Islamic Bank QSC stock appears to be undervalued. The current stock price of ر.ق11.19 is trading 10.6% below its estimated GF Value™ of ر.ق12.52. GuruFocus considers Qatar International Islamic Bank QSC to be Modestly Undervalued.

Key valuation signals for DSMD:QIIK:

  • ROE %: 14.69% (18% above median its 10-year median of 12.46)
  • GF Value™: ر.ق12.52 vs. price of ر.ق11.19 (10.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 43.7% above the Banks median (#387 of 1525)

No single metric tells the full story. See the DSMD:QIIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar International Islamic Bank QSC Business Description

Address Grand Hamad Street 2, P.O. Box 664, Doha, QAT
Qatar International Islamic Bank QSC is engaged in banking, financing, and investing activities. It operates in three segments. The Corporate Banking segment, which is the key revenue driver, includes financing, deposits and other transactions and balances with corporate customers, government and semi-government institutions, and SME customers. The Personal Banking segment includes financing, deposits, and other transactions and balances with retail customers. The Treasury and Investments segment undertake the group's funding and centralized risk management activities through borrowings, issue of Sukuk, use of risk management instruments for risk management purposes, and investing in liquid assets such as short-term deposits and corporate and government Sukuk.
60GF Score

Get the complete analysis for DSMD:QIIK

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق11.19
Price
ر.ق12.52
GF Value