SLM (MEX:SLM) Cyclically Adjusted FCF per Share: MXN-9.48 (As of Jun. 2026)

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MEX:SLM SLM Corp MEX:SLM
79 GF Score
Price MXN337.00
GF Value MXN332.98
! 2 Warning Signs
View Full Analysis

What is SLM Cyclically Adjusted FCF per Share?

SLM MEX:SLM 79 Cyclically Adjusted FCF per Share is MXN-9.48 as of Jun. 2026. GuruFocus rates MEX:SLM with a GF Score™ of 79/100 and a GF Value™ of MXN332.98. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

SLM's adjusted free cash flow per share for the three months ended in Jun. 2026 was MXN-12.357. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN-9.48 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -22.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of SLM was 59.50% per year. The lowest was -51.80% per year. And the median was 7.85% per year.

As of today (2026-08-01), SLM's current stock price is MXN337.00. SLM's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was MXN-9.48. SLM's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of SLM was 522.75. The lowest was 7.78. And the median was 32.97.


SLM  (MEX:SLM) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of SLM was 522.75. The lowest was 7.78. And the median was 32.97.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


SLM Cyclically Adjusted FCF per Share Related Terms


SLM Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for SLM's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM Cyclically Adjusted FCF per Share Chart

SLM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.24 -7.27 -6.93 -5.13 -7.12

SLM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.32 -6.52 -7.12 -10.55 -9.48

MEX:SLM vs NNI, BFH, SEZL: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, SLM's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SLM's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where SLM's Cyclically Adjusted Price-to-FCF falls into.


MEX:SLM
79GF Score
SLM Corp MEX:SLM
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SLM Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SLM's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-12.357/333.9520*333.9520
=-12.357

Current CPI (Jun. 2026) = 333.9520.

SLM Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -1.468 241.428 -2.031
201612 -2.708 241.432 -3.746
201703 -0.397 243.801 -0.544
201706 -4.142 244.955 -5.647
201709 -0.720 246.819 -0.974
201712 -1.975 246.524 -2.675
201803 -0.586 249.554 -0.784
201806 -2.921 251.989 -3.871
201809 -0.549 252.439 -0.726
201812 -0.461 251.233 -0.613
201903 0.740 254.202 0.972
201906 -3.544 256.143 -4.621
201909 -0.663 256.759 -0.862
201912 2.741 256.974 3.562
202003 8.204 258.115 10.614
202006 -12.714 257.797 -16.470
202009 -8.593 260.280 -11.025
202012 1.384 260.474 1.774
202103 2.554 264.877 3.220
202106 -14.167 271.696 -17.413
202109 5.727 274.310 6.972
202112 3.199 278.802 3.832
202203 4.454 287.504 5.174
202206 -4.592 296.311 -5.175
202209 0.267 296.808 0.300
202212 -0.069 296.797 -0.078
202303 0.658 301.836 0.728
202306 -4.837 305.109 -5.294
202309 -4.518 307.789 -4.902
202312 -2.034 306.746 -2.214
202403 -5.687 312.332 -6.081
202406 -11.842 314.175 -12.587
202409 -10.394 315.301 -11.009
202412 0.440 315.605 0.466
202503 -13.898 319.799 -14.513
202506 -12.251 322.561 -12.684
202509 -4.297 324.800 -4.418
202512 -5.665 324.054 -5.838
202603 -6.923 330.213 -7.001
202606 -12.357 333.952 -12.357

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN-9.48 mean?
SLM (MEX:SLM) has a Cyclically Adjusted FCF per Share of MXN-9.48 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SLM and its competitors.
Is SLM's Cyclically Adjusted FCF per Share too high?
SLM's current Cyclically Adjusted FCF per Share is MXN-9.48. Overall, SLM has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does SLM's Cyclically Adjusted FCF per Share compare to NNI and BFH?
SLM's Cyclically Adjusted FCF per Share of MXN-9.48 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SLM and its competitors. SLM's current Cyclically Adjusted FCF per Share is MXN-9.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
SLM (MEX:SLM) has a current Cyclically Adjusted FCF per Share of MXN-9.48. The stock's GF Value™ is MXN332.98, compared to a current price of MXN337.00 — trading 1.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN-9.48. SLM's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For SLM (MEX:SLM), the current Cyclically Adjusted FCF per Share is MXN-9.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLM (MEX:SLM) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of MXN337.00 is trading 1.2% above its estimated GF Value™ of MXN332.98.

Key valuation signals for MEX:SLM:

  • Cyclically Adjusted FCF per Share: MXN-9.48
  • GF Value™: MXN332.98 vs. price of MXN337.00 (1.2% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the MEX:SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLM Business Description

Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
79GF Score

Get the complete analysis for MEX:SLM

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN337.00
Price
MXN332.98
GF Value