SLM (MEX:SLM) E10: MXN46.59 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:SLM SLM Corp MEX:SLM
81 GF Score
Price MXN337.00
GF Value MXN317.01
! 2 Warning Signs
View Full Analysis

What is SLM E10?

SLM MEX:SLM 81 E10 is MXN46.59 as of Jun. 2026. GuruFocus rates MEX:SLM with a GF Score™ of 81/100 and a GF Value™ of MXN317.01. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SLM's adjusted earnings per share data for the three months ended in Jun. 2026 was MXN5.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN46.59 for the trailing ten years ended in Jun. 2026.

During the past 12 months, SLM's average E10 Growth Rate was 17.40% per year. During the past 3 years, the average E10 Growth Rate was 14.00% per year. During the past 5 years, the average E10 Growth Rate was 15.70% per year. During the past 10 years, the average E10 Growth Rate was 26.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of SLM was 107.20% per year. The lowest was -54.90% per year. And the median was 13.50% per year.

As of today (2026-09-16), SLM's current stock price is MXN337.00. SLM's E10 for the quarter that ended in Jun. 2026 was MXN46.59. SLM's Shiller PE Ratio of today is 7.23.

During the past 13 years, the highest Shiller PE Ratio of SLM was 142.22. The lowest was 6.63. And the median was 12.44.


SLM  (MEX:SLM) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SLM's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=337.00/46.585
=7.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of SLM was 142.22. The lowest was 6.63. And the median was 12.44.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SLM E10 Related Terms


SLM E10 Historical Data

* Premium members only.

The historical data trend for SLM's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM E10 Chart

SLM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.55 31.77 31.87 36.96 43.30

SLM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.97 41.21 42.70 45.87 46.59

MEX:SLM vs KLAR, NNI, SEZL: E10 Comparison

For the Credit Services subindustry, SLM's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SLM's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SLM's Shiller PE Ratio falls into.


MEX:SLM
81GF Score
SLM Corp MEX:SLM
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SLM E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SLM's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.0203/333.9520*333.9520
=5.020

Current CPI (Jun. 2026) = 333.9520.

SLM Quarterly Data

per share eps CPI Adj_EPS
201609 2.251 241.428 3.113
201612 2.976 241.432 4.117
201703 4.061 243.801 5.562
201706 2.783 244.955 3.793
201709 3.032 246.819 4.102
201712 1.896 246.524 2.568
201803 5.245 249.554 7.018
201806 4.657 251.989 6.172
201809 4.366 252.439 5.775
201812 6.453 251.233 8.578
201903 6.735 254.202 8.848
201906 6.458 256.143 8.420
201909 5.652 256.759 7.351
201912 6.227 256.974 8.092
202003 17.421 258.115 22.539
202006 -5.455 257.797 -7.066
202009 9.883 260.280 12.681
202012 23.273 260.474 29.838
202103 35.574 264.877 44.851
202106 8.777 271.696 10.788
202109 4.715 274.310 5.740
202112 21.632 278.802 25.911
202203 9.318 287.504 10.824
202206 25.836 296.311 29.118
202209 5.796 296.808 6.521
202212 -6.480 296.797 -7.291
202303 8.768 301.836 9.701
202306 19.427 305.109 21.264
202309 1.844 307.789 2.001
202312 12.692 306.746 13.818
202403 21.656 312.332 23.155
202406 19.172 314.175 20.379
202409 -4.387 315.301 -4.647
202412 10.013 315.605 10.595
202503 28.536 319.799 29.799
202506 6.163 322.561 6.381
202509 11.665 324.800 11.994
202512 20.484 324.054 21.109
202603 27.013 330.213 27.319
202606 5.020 333.952 5.020

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN46.59 mean?
SLM (MEX:SLM) has a E10 of MXN46.59 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SLM and its competitors.
Is SLM's E10 too high?
SLM's current E10 is MXN46.59. Overall, SLM has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does SLM's E10 compare to KLAR and NNI?
SLM's E10 of MXN46.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SLM and its competitors. SLM's current E10 is MXN46.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
SLM (MEX:SLM) has a current E10 of MXN46.59. The stock's GF Value™ is MXN317.01, compared to a current price of MXN337.00 — trading 6.3% above its estimated fair value. The current E10 is MXN46.59. SLM's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SLM (MEX:SLM), the current E10 is MXN46.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SLM (MEX:SLM) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of MXN337.00 is trading 6.3% above its estimated GF Value™ of MXN317.01.

Key valuation signals for MEX:SLM:

  • E10: MXN46.59
  • GF Value™: MXN317.01 vs. price of MXN337.00 (6.3% above fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the MEX:SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLM Business Description

Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
81GF Score

Get the complete analysis for MEX:SLM

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN337.00
Price
MXN317.01
GF Value