The Western Union Co (MEX:WU) Cyclically Adjusted FCF per Share: MXN30.75 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:WU The Western Union Co MEX:WU
53 GF Score
Price MXN131.50
GF Value MXN195.41
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is The Western Union Co Cyclically Adjusted FCF per Share?

The Western Union Co MEX:WU 53 Cyclically Adjusted FCF per Share is MXN30.75 as of Mar. 2026. GuruFocus rates MEX:WU with a GF Score™ of 53/100 and a GF Value™ of MXN195.41 (Possible Value Trap). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

The Western Union Co's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN3.541. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN30.75 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Western Union Co's average Cyclically Adjusted FCF Growth Rate was -2.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -1.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 0.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of The Western Union Co was 4.10% per year. The lowest was -1.70% per year. And the median was 1.15% per year.

As of today (2026-07-15), The Western Union Co's current stock price is MXN131.50. The Western Union Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN30.75. The Western Union Co's Cyclically Adjusted Price-to-FCF of today is 4.28.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Western Union Co was 17.42. The lowest was 4.16. And the median was 11.39.


The Western Union Co  (MEX:WU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

The Western Union Co's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=131.50/30.75
=4.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Western Union Co was 17.42. The lowest was 4.16. And the median was 11.39.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


The Western Union Co Cyclically Adjusted FCF per Share Related Terms


The Western Union Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for The Western Union Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co Cyclically Adjusted FCF per Share Chart

The Western Union Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.84 35.10 37.15 35.83 29.66

The Western Union Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.09 33.09 31.61 29.66 30.75

MEX:WU vs AGM.A, EZPW, ECPG: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, The Western Union Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Cyclically Adjusted Price-to-FCF falls into.


MEX:WU
53GF Score
The Western Union Co MEX:WU
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Western Union Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Western Union Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.541/330.2130*330.2130
=3.541

Current CPI (Mar. 2026) = 330.2130.

The Western Union Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 7.956 241.018 10.900
201609 10.569 241.428 14.456
201612 7.071 241.432 9.671
201703 2.333 243.801 3.160
201706 -6.097 244.955 -8.219
201709 15.594 246.819 20.863
201712 11.289 246.524 15.121
201803 3.742 249.554 4.951
201806 4.818 251.989 6.314
201809 2.591 252.439 3.389
201812 9.341 251.233 12.278
201903 8.907 254.202 11.570
201906 5.581 256.143 7.195
201909 11.296 256.759 14.528
201912 9.554 256.974 12.277
202003 4.299 258.115 5.500
202006 10.430 257.797 13.360
202009 11.493 260.280 14.581
202012 11.590 260.474 14.693
202103 3.893 264.877 4.853
202106 6.061 271.696 7.366
202109 15.200 274.310 18.298
202112 16.592 278.802 19.652
202203 8.590 287.504 9.866
202206 2.715 296.311 3.026
202209 7.909 296.808 8.799
202212 -0.076 296.797 -0.085
202303 3.835 301.836 4.196
202306 4.291 305.109 4.644
202309 10.567 307.789 11.337
202312 10.998 306.746 11.839
202403 2.828 312.332 2.990
202406 -3.409 314.175 -3.583
202409 10.718 315.301 11.225
202412 5.846 315.605 6.117
202503 7.467 319.799 7.710
202506 -1.674 322.561 -1.714
202509 12.110 324.800 12.312
202512 4.816 324.054 4.908
202603 3.541 330.213 3.541

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN30.75 mean?
The Western Union Co (MEX:WU) has a Cyclically Adjusted FCF per Share of MXN30.75 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Western Union Co and its competitors.
Is The Western Union Co's Cyclically Adjusted FCF per Share too high?
The Western Union Co's current Cyclically Adjusted FCF per Share is MXN30.75. Overall, The Western Union Co has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's Cyclically Adjusted FCF per Share compare to AGM.A and EZPW?
The Western Union Co's Cyclically Adjusted FCF per Share of MXN30.75 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Western Union Co and its competitors. The Western Union Co's current Cyclically Adjusted FCF per Share is MXN30.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
Based on GuruFocus' analysis, The Western Union Co (MEX:WU) is currently considered Possible Value Trap. The stock's GF Value™ is MXN195.41, compared to a current price of MXN131.50 — trading 32.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN30.75. The Western Union Co's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For The Western Union Co (MEX:WU), the current Cyclically Adjusted FCF per Share is MXN30.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Western Union Co (MEX:WU) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued. The current stock price of MXN131.50 is trading 32.7% below its estimated GF Value™ of MXN195.41. GuruFocus considers The Western Union Co to be Possible Value Trap.

Key valuation signals for MEX:WU:

  • Cyclically Adjusted FCF per Share: MXN30.75
  • GF Value™: MXN195.41 vs. price of MXN131.50 (32.7% below fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MEX:WU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
53GF Score

Get the complete analysis for MEX:WU

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN131.50
Price
MXN195.41
GF Value