The Western Union Co (MEX:WU) LT-Debt-to-Total-Asset: 0.28 (As of Mar. 2026)

What is The Western Union Co LT-Debt-to-Total-Asset?

The Western Union Co MEX:WU 53 LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus rates MEX:WU with a GF Score™ of 53/100 and a GF Value™ of MXN191.91 (Possible Value Trap). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. The Western Union Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.28.

The Western Union Co's long-term debt to total assets ratio declined from Mar. 2025 (0.29) to Mar. 2026 (0.28). It may suggest that The Western Union Co is progressively becoming less dependent on debt to grow their business.

The Western Union Co (MEX:WU) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

The Western Union Co LT-Debt-to-Total-Asset Related Terms

The Western Union Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for The Western Union Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co LT-Debt-to-Total-Asset Chart

The Western Union Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.30

0.25

0.28

0.37

0.32

The Western Union Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.29	0.31	0.31	0.32	0.28

53GF Score

The Western Union Co MEX:WU

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The Western Union Co LT-Debt-to-Total-Asset Calculation

The Western Union Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	48050.011	/	149553.544
	=	0.32

The Western Union Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	41282.26	/	146068.477
	=	0.28

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.28 mean?

The Western Union Co (MEX:WU) has a LT-Debt-to-Total-Asset of 0.28 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Western Union Co and its competitors.

Is The Western Union Co's LT-Debt-to-Total-Asset too high?

The Western Union Co's current LT-Debt-to-Total-Asset is 0.28. Overall, The Western Union Co has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does The Western Union Co's LT-Debt-to-Total-Asset compare to AGM.A and EZPW?

The Western Union Co's LT-Debt-to-Total-Asset of 0.28 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Western Union Co and its competitors. The Western Union Co's current LT-Debt-to-Total-Asset is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is The Western Union Co stock overvalued right now?

Based on GuruFocus' analysis, The Western Union Co (MEX:WU) is currently considered Possible Value Trap. The stock's GF Value™ is MXN191.91, compared to a current price of MXN131.50 — trading 31.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.28. The Western Union Co's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For The Western Union Co (MEX:WU), the current LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Western Union Co (MEX:WU) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued. The current stock price of MXN131.50 is trading 31.5% below its estimated GF Value™ of MXN191.91. GuruFocus considers The Western Union Co to be Possible Value Trap.

Key valuation signals for MEX:WU:

LT-Debt-to-Total-Asset: 0.28
GF Value™: MXN191.91 vs. price of MXN131.50 (31.5% below fair value)
GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the MEX:WU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Western Union Co Business Description

Industry Financial Services Credit Services

Comparable Companies AGM.A EZPW ECPG QFIN ATLC UPST FINV LU JCAP WRLD V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges WU:USA 0LVJ:UK W3U:Germany WUNI34:Brazil

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237

Website https://www.westernunion.com

Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.

53GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN131.50

Price

MXN191.91

GF Value

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