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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-21), The Western Union Co's 3-1 Month Momentum % is -8.04%.
The industry rank for The Western Union Co's 3-1 Month Momentum % or its related term are showing as below:
MEX:WU's 3-1 Month Momentum % is ranked better than 51.77% of 564
companies
in the Credit Services industry
Industry Median: 0.145
vs MEX:WU: -8.04
The Western Union Co (MEX:WU) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
The Western Union Co 3-1 Month Momentum % Related Terms
MEX:WU vs UPST, AGM.A, ECPG: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, The Western Union Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Western Union Co 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, The Western Union Co's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where The Western Union Co's 3-1 Month Momentum % falls into.
The Western Union Co (MEX:WU) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Union Co (MEX:WU) has a 3-1 Month Momentum % of -8.04% as of Aug. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on The Western Union Co and its competitors. According to the industry distribution chart, The Western Union Co ranks #272 out of 564 companies in the Credit Services industry, placing it in the top 48.2%.
Is The Western Union Co's 3-1 Month Momentum % too high?
The Western Union Co's current 3-1 Month Momentum % is -8.04%. Based on the distribution chart, The Western Union Co ranks #272 out of 564 companies in the Credit Services industry, which is above the industry midpoint. Overall, The Western Union Co has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's 3-1 Month Momentum % compare to UPST and AGM.A?
According to the Credit Services industry distribution chart, The Western Union Co ranks #272 out of 564 companies for 3-1 Month Momentum %. This puts The Western Union Co in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.15, based on 564 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on The Western Union Co and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Union Co's current 3-1 Month Momentum % is -8.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
Based on GuruFocus' analysis, The Western Union Co (MEX:WU) is currently considered Possible Value Trap. The stock's GF Value™ is MXN190.88, compared to a current price of MXN125.70 — trading 34.1% below its estimated fair value. The current 3-1 Month Momentum % is -8.04%. The Western Union Co's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For The Western Union Co (MEX:WU), the current 3-1 Month Momentum % is -8.04% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Western Union Co (MEX:WU) Overvalued in 2026?
Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued.
The current stock price of MXN125.70 is trading 34.1% below its estimated GF Value™ of MXN190.88.
GuruFocus considers The Western Union Co to be Possible Value Trap.
Key valuation signals for MEX:WU:
3-1 Month Momentum %: -8.04%
GF Value™: MXN190.88 vs. price of MXN125.70 (34.1% below fair value)
No single metric tells the full story. See the MEX:WU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
53GF Score
Get the complete analysis for MEX:WU
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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