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The Western Union Co (MEX:WU) Cyclically Adjusted PB Ratio : 7.21 (As of Jun. 01, 2025)


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What is The Western Union Co Cyclically Adjusted PB Ratio?

As of today (2025-06-01), The Western Union Co's current share price is MXN193.75. The Western Union Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was MXN26.88. The Western Union Co's Cyclically Adjusted PB Ratio for today is 7.21.

The historical rank and industry rank for The Western Union Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:WU' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 7.66   Med: 13.89   Max: 20.57
Current: 7.66

During the past years, The Western Union Co's highest Cyclically Adjusted PB Ratio was 20.57. The lowest was 7.66. And the median was 13.89.

MEX:WU's Cyclically Adjusted PB Ratio is ranked worse than
95.99% of 324 companies
in the Credit Services industry
Industry Median: 1.01 vs MEX:WU: 7.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The Western Union Co's adjusted book value per share data for the three months ended in Mar. 2025 was MXN57.869. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN26.88 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Western Union Co Cyclically Adjusted PB Ratio Historical Data

The historical data trend for The Western Union Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Western Union Co Cyclically Adjusted PB Ratio Chart

The Western Union Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.22 13.31 10.41 9.27 8.74

The Western Union Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.99 9.81 9.74 8.74 8.73

Competitive Comparison of The Western Union Co's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, The Western Union Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Cyclically Adjusted PB Ratio falls into.


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The Western Union Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

The Western Union Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=193.75/26.88
=7.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, The Western Union Co's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=57.869/134.9266*134.9266
=57.869

Current CPI (Mar. 2025) = 134.9266.

The Western Union Co Quarterly Data

Book Value per Share CPI Adj_Book
201506 40.057 100.684 53.680
201509 44.990 100.392 60.467
201512 48.084 99.792 65.013
201603 43.376 100.470 58.252
201606 49.811 101.688 66.093
201609 55.297 101.861 73.247
201612 38.631 101.863 51.170
201703 29.931 102.862 39.261
201706 25.742 103.349 33.607
201709 28.030 104.136 36.318
201712 -21.026 104.011 -27.276
201803 -14.823 105.290 -18.995
201806 -19.763 106.317 -25.081
201809 -17.508 106.507 -22.180
201812 -13.787 105.998 -17.550
201903 -16.768 107.251 -21.095
201906 1.362 108.070 1.700
201909 -0.926 108.329 -1.153
201912 -1.782 108.420 -2.218
202003 -8.543 108.902 -10.585
202006 -4.122 108.767 -5.113
202009 3.607 109.815 4.432
202012 9.027 109.897 11.083
202103 10.914 111.754 13.177
202106 14.003 114.631 16.482
202109 18.779 115.734 21.893
202112 18.524 117.630 21.248
202203 18.147 121.301 20.185
202206 23.359 125.017 25.211
202209 27.538 125.227 29.671
202212 24.940 125.222 26.873
202303 26.614 127.348 28.198
202306 28.680 128.729 30.061
202309 29.139 129.860 30.276
202312 23.197 129.419 24.184
202403 19.445 131.776 19.910
202406 23.906 132.554 24.334
202409 38.048 133.029 38.591
202412 59.802 133.157 60.597
202503 57.869 134.927 57.869

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


The Western Union Co  (MEX:WU) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


The Western Union Co Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of The Western Union Co's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


The Western Union Co Business Description

Traded in Other Exchanges
Address
7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2024 and is the largest money transfer company in the world.