The Western Union CoMEX:WU 53 Pretax Margin % is 9.17% as of Mar. 2026, which is 47% below its 10-year median of 17.41. GuruFocus rates MEX:WU with a GF Score™ of 53/100 and a GF Value™ of MXN201.13 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 533 Credit Services companies, The Western Union Co ranks worse than 59.66% on this metric.
The historical rank and industry rank for The Western Union Co's Pretax Margin % or its related term are showing as below:
MEX:WU'
s Pretax Margin % Range Over the Past 10 Years
Min: 6.29 Med: 17.41 Max: 24.97
Current: 14.04
MEX:WU's Pretax Margin % is ranked worse than 59.66% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs MEX:WU: 14.04
The Western Union Co (MEX:WU) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
The Western Union Co Pretax Margin % Related Terms
The Western Union Co Pretax Margin % Historical Data
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The historical data trend for The Western Union Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:WU vs AGM.A, EZPW, ECPG: Pretax Margin % Comparison
For the Credit Services subindustry, The Western Union Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Western Union Co Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, The Western Union Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where The Western Union Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Union Co (MEX:WU) has a Pretax Margin % of 9.17% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Western Union Co and its competitors. This is 47% below median its historical median of 17.41. Over the past decade, The Western Union Co's Pretax Margin % has ranged from 6.29 to 24.97. According to the industry distribution chart, The Western Union Co ranks #318 out of 533 companies in the Credit Services industry, placing it in the top 59.7%.
Is The Western Union Co's Pretax Margin % too high?
The Western Union Co's current Pretax Margin % of 9.17% is 47% below median its 10-year median of 17.41. Over the past 10 years, this metric has ranged from a low of 6.29 to a high of 24.97. The Credit Services industry median Pretax Margin % is 20.02. The Western Union Co's value of 9.17% is 54.2% below this industry median. Based on the distribution chart, The Western Union Co ranks #318 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, The Western Union Co has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's Pretax Margin % compare to AGM.A and EZPW?
According to the Credit Services industry distribution chart, The Western Union Co ranks #318 out of 533 companies for Pretax Margin %. This places The Western Union Co in the lower half of its industry. The industry median Pretax Margin % is 20.02. The Western Union Co's value of 9.17% is 54.2% below this benchmark. Historically, The Western Union Co's own Pretax Margin % has ranged from 6.29 to 24.97 over the past decade. While the company's 10-year median is 17.41 vs. the industry median of 20.02, The Western Union Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Union Co's current Pretax Margin % of 9.17% is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Western Union Co and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Union Co's current Pretax Margin % is 9.17%, which is 47% below median its own 10-year median of 17.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
Based on GuruFocus' analysis, The Western Union Co (MEX:WU) is currently considered Possible Value Trap. The stock's GF Value™ is MXN201.13, compared to a current price of MXN131.50 — trading 34.6% below its estimated fair value. The current Pretax Margin % is 9.17%, which is 47% below median its 10-year median of 17.41 and 54.2% below the Credit Services industry median of 20.02. The Western Union Co's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For The Western Union Co (MEX:WU), the current Pretax Margin % is 9.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Western Union Co (MEX:WU) Overvalued in 2026?
Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued.
The current stock price of MXN131.50 is trading 34.6% below its estimated GF Value™ of MXN201.13.
GuruFocus considers The Western Union Co to be Possible Value Trap.
Key valuation signals for MEX:WU:
Pretax Margin %: 9.17% (47% below median its 10-year median of 17.41)
GF Value™: MXN201.13 vs. price of MXN131.50 (34.6% below fair value)
Industry Position: 54.2% below the Credit Services median (#318 of 533)
No single metric tells the full story. See the MEX:WU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
53GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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