SWDBF (Swedbank AB) Cyclically Adjusted FCF per Share: $0.24 (As of Mar. 2026)


SWDBF Swedbank AB SWDBF
67 GF Score
Price $36.90
GF Value $22.47
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Cyclically Adjusted FCF per Share?

Swedbank AB SWDBF +0.27% 67 Cyclically Adjusted FCF per Share is $0.24 as of Mar. 2026. GuruFocus rates SWDBF with a GF Score™ of 67/100 and a GF Value™ of $22.47 (Significantly Overvalued). The stock has 10 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Swedbank AB's adjusted free cash flow per share for the three months ended in Mar. 2026 was $3.457. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Swedbank AB's average Cyclically Adjusted FCF Growth Rate was -88.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -21.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -9.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Swedbank AB was 67.20% per year. The lowest was -21.40% per year. And the median was 12.40% per year.

As of today (2026-06-27), Swedbank AB's current stock price is $36.90. Swedbank AB's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.24. Swedbank AB's Cyclically Adjusted Price-to-FCF of today is 153.75.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Swedbank AB was 150.29. The lowest was 2.78. And the median was 10.41.


Swedbank AB  (OTCPK:SWDBF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Swedbank AB's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=36.90/0.24
=153.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Swedbank AB was 150.29. The lowest was 2.78. And the median was 10.41.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Swedbank AB Cyclically Adjusted FCF per Share Related Terms


Swedbank AB Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Swedbank AB's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Cyclically Adjusted FCF per Share Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.72 2.68 1.92 2.29 1.47

Swedbank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.17 1.63 2.51 1.47 0.24

SWDBF vs PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Swedbank AB's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swedbank AB Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Swedbank AB's Cyclically Adjusted Price-to-FCF falls into.


SWDBF
67GF Score
Swedbank AB SWDBF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swedbank AB Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Swedbank AB's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.457/133.3862*133.3862
=3.457

Current CPI (Mar. 2026) = 133.3862.

Swedbank AB Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -2.015 101.019 -2.661
201609 -8.500 101.138 -11.210
201612 -7.381 102.022 -9.650
201703 15.880 102.022 20.762
201706 9.290 102.752 12.060
201709 -14.207 103.279 -18.349
201712 -6.892 103.793 -8.857
201803 18.304 103.962 23.485
201806 -8.415 104.875 -10.703
201809 -5.141 105.679 -6.489
201812 -2.231 105.912 -2.810
201903 -2.628 105.886 -3.311
201906 3.392 106.742 4.239
201909 -2.612 107.214 -3.250
201912 5.447 107.766 6.742
202003 9.308 106.563 11.651
202006 8.539 107.498 10.595
202009 0.741 107.635 0.918
202012 -9.644 108.296 -11.878
202103 20.734 108.360 25.523
202106 9.115 108.928 11.162
202109 5.051 110.338 6.106
202112 -27.853 112.486 -33.028
202203 5.779 114.825 6.713
202206 0.012 118.384 0.014
202209 0.904 122.296 0.986
202212 -7.907 126.365 -8.346
202303 -1.720 127.042 -1.806
202306 -1.557 129.407 -1.605
202309 -6.188 130.224 -6.338
202312 -2.551 131.912 -2.580
202403 6.142 132.205 6.197
202406 -0.850 132.716 -0.854
202409 -2.351 132.304 -2.370
202412 3.666 132.987 3.677
202503 3.098 132.825 3.111
202506 -1.638 133.699 -1.634
202509 -0.564 133.482 -0.564
202512 -5.583 133.386 -5.583
202603 3.457 133.386 3.457

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.24 mean?
Swedbank AB (SWDBF) has a Cyclically Adjusted FCF per Share of $0.24 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Swedbank AB and its competitors.
Is Swedbank AB's Cyclically Adjusted FCF per Share too high?
Swedbank AB's current Cyclically Adjusted FCF per Share is $0.24. Overall, Swedbank AB has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Cyclically Adjusted FCF per Share compare to PNC?
Swedbank AB's Cyclically Adjusted FCF per Share of $0.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Swedbank AB and its competitors. Swedbank AB's current Cyclically Adjusted FCF per Share is $0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.47, compared to a current price of $36.90 — trading 64.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.24. Swedbank AB's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Cyclically Adjusted FCF per Share is $0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (SWDBF) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of $36.90 is trading 64.2% above its estimated GF Value™ of $22.47. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for SWDBF:

  • Cyclically Adjusted FCF per Share: $0.24
  • GF Value™: $22.47 vs. price of $36.90 (64.2% above fair value)
  • GF Score™: 67/100 with 10 warning signs

No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
67GF Score

Get the complete analysis for SWDBF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.90
Price
$22.47
GF Value