SWDBF (Swedbank AB) Net Loan: $218,817 Mil (As of Mar. 2026)


SWDBF Swedbank AB SWDBF
67 GF Score
Price $36.78
GF Value $22.46
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB Net Loan?

Swedbank AB SWDBF -0.32% 67 Net Loan is $218,817 Mil as of Mar. 2026. GuruFocus rates SWDBF with a GF Score™ of 67/100 and a GF Value™ of $22.46 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Swedbank AB's quarterly net loan declined from Sep. 2025 ($211,850 Mil) to Dec. 2025 ($199,610 Mil) but then increased from Dec. 2025 ($199,610 Mil) to Mar. 2026 ($218,817 Mil).

Swedbank AB's annual net loan declined from Dec. 2023 ($174,766 Mil) to Dec. 2024 ($199,610 Mil) but then increased from Dec. 2024 ($199,610 Mil) to Dec. 2025 ($218,817 Mil).

Swedbank AB Net Loan Historical Data

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The historical data trend for Swedbank AB's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB Net Loan Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 184,413.29 173,561.28 174,765.64 161,667.18 199,609.73

Swedbank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 194,676.40 209,979.47 211,850.05 199,609.73 218,817.46
SWDBF
67GF Score
Swedbank AB SWDBF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Swedbank AB Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $218,817 Mil mean?
Swedbank AB (SWDBF) has a Net Loan of $218,817 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Swedbank AB and its competitors.
Is Swedbank AB's Net Loan too high?
Swedbank AB's current Net Loan is $218,817 Mil. Overall, Swedbank AB has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Net Loan compare to PNC and USB?
Swedbank AB's Net Loan of $218,817 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Swedbank AB and its competitors. Swedbank AB's current Net Loan is $218,817 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.46, compared to a current price of $36.78 — trading 63.8% above its estimated fair value. The current Net Loan is $218,817 Mil. Swedbank AB's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Net Loan is $218,817 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (SWDBF) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of $36.78 is trading 63.8% above its estimated GF Value™ of $22.46. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for SWDBF:

  • Net Loan: $218,817 Mil
  • GF Value™: $22.46 vs. price of $36.78 (63.8% above fair value)
  • GF Score™: 67/100 with 10 warning signs

No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
67GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.78
Price
$22.46
GF Value