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Swedbank ABSWDBF 69 3-Year Book Growth Rate is 8.60% as of Jun. 2026, which is 95% above its 10-year median of 4.40. GuruFocus rates SWDBF with a GF Score™ of 69/100 and a GF Value™ of $22.65 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,494 Banks companies, Swedbank AB ranks worse than 50.27% on this metric.
During the past 12 months, Swedbank AB's average Book Value per Share Growth Rate was -0.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 8.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Swedbank AB was 15.10% per year. The lowest was -8.30% per year. And the median was 4.40% per year.
Swedbank AB (OTCPK:SWDBF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Swedbank AB 3-Year Book Growth Rate Related Terms
SWDBF vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Swedbank AB's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swedbank AB 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Swedbank AB's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Swedbank AB's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 8.60% mean?
Swedbank AB (SWDBF) has a 3-Year Book Growth Rate of 8.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Swedbank AB and its competitors. This is 95% above median its historical median of 4.40. According to the industry distribution chart, Swedbank AB ranks #751 out of 1494 companies in the Banks industry, placing it in the top 50.3%.
Is Swedbank AB's 3-Year Book Growth Rate too high?
Swedbank AB's current 3-Year Book Growth Rate of 8.60% is 95% above median its 10-year median of 4.40. The Banks industry median 3-Year Book Growth Rate is 8.70. Swedbank AB's value of 8.60% is 1.1% below this industry median. Based on the distribution chart, Swedbank AB ranks #751 out of 1494 companies in the Banks industry, which is below the industry midpoint. Overall, Swedbank AB has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Swedbank AB ranks #751 out of 1494 companies for 3-Year Book Growth Rate. This places Swedbank AB in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Swedbank AB's value of 8.60% is 1.1% below this benchmark. While the company's 10-year median is 4.40 vs. the industry median of 8.70, Swedbank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swedbank AB's current 3-Year Book Growth Rate of 8.60% is 1.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Swedbank AB and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current 3-Year Book Growth Rate is 8.60%, which is 95% above median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.65, compared to a current price of $36.70 — trading 62% above its estimated fair value. The current 3-Year Book Growth Rate is 8.60%, which is 95% above median its 10-year median of 4.40 and 1.1% below the Banks industry median of 8.70. Swedbank AB's overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current 3-Year Book Growth Rate is 8.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swedbank AB (SWDBF) Overvalued in 2026?
Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued.
The current stock price of $36.70 is trading 62% above its estimated GF Value™ of $22.65.
GuruFocus considers Swedbank AB to be Significantly Overvalued.
Key valuation signals for SWDBF:
3-Year Book Growth Rate: 8.60% (95% above median its 10-year median of 4.40)
GF Value™: $22.65 vs. price of $36.70 (62% above fair value)
Industry Position: 1.1% below the Banks median (#751 of 1494)
No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
69GF Score
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