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Swedbank ABSWDBF 60 Cyclically Adjusted Price-to-FCF is 91.58 as of Sep. 15, 2026, which is 762% above its 10-year median of 10.62. GuruFocus rates SWDBF with a GF Score™ of 60/100 and a GF Value™ of $22.73 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 872 Banks companies, Swedbank AB ranks worse than 97.25% on this metric.
The historical rank and industry rank for Swedbank AB's Cyclically Adjusted Price-to-FCF or its related term are showing as below:
SWDBF'
s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.78 Med: 10.62 Max: 151.43
Current: 91.26
During the past years, Swedbank AB's highest Cyclically Adjusted Price-to-FCF was 151.43. The lowest was 2.78. And the median was 10.62.
SWDBF's Cyclically Adjusted Price-to-FCF is ranked worse than 97.25% of 872
companies
in the Banks industry
Industry Median: 10.19
vs SWDBF: 91.26
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.
Swedbank AB's adjusted free cash flow per share data for the three months ended in Jun. 2026 was $-0.389. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.43 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Swedbank AB (OTCPK:SWDBF) Cyclically Adjusted Price-to-FCF Explanation
Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.
Swedbank AB Cyclically Adjusted Price-to-FCF Related Terms
Swedbank AB Cyclically Adjusted Price-to-FCF Historical Data
* Premium members only.
The historical data trend for Swedbank AB's Cyclically Adjusted Price-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swedbank AB Cyclically Adjusted Price-to-FCF Chart
SWDBF vs USB: Cyclically Adjusted Price-to-FCF Comparison
For the Banks - Regional subindustry, Swedbank AB's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swedbank AB Cyclically Adjusted Price-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Swedbank AB's Cyclically Adjusted Price-to-FCF distribution charts can be found below:
* The bar in red indicates where Swedbank AB's Cyclically Adjusted Price-to-FCF falls into.
Swedbank AB Cyclically Adjusted Price-to-FCF Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.
Swedbank AB's Cyclically Adjusted Price-to-FCF for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted Price-to-FCF of 91.58 mean?
Swedbank AB (SWDBF) has a Cyclically Adjusted Price-to-FCF of 91.58 as of Sep. 15, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Swedbank AB and its competitors. This is 762% above median its historical median of 10.62. Over the past decade, Swedbank AB's Cyclically Adjusted Price-to-FCF has ranged from 2.78 to 151.43. According to the industry distribution chart, Swedbank AB ranks #848 out of 872 companies in the Banks industry, placing it in the top 97.2%.
Is Swedbank AB's Cyclically Adjusted Price-to-FCF too high?
Swedbank AB's current Cyclically Adjusted Price-to-FCF of 91.58 is 762% above median its 10-year median of 10.62. Over the past 10 years, this metric has ranged from a low of 2.78 to a high of 151.43. The Banks industry median Cyclically Adjusted Price-to-FCF is 10.19. Swedbank AB's value of 91.58 is 798.7% above this industry median. Based on the distribution chart, Swedbank AB ranks #848 out of 872 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Swedbank AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's Cyclically Adjusted Price-to-FCF compare to USB?
According to the Banks industry distribution chart, Swedbank AB ranks #848 out of 872 companies for Cyclically Adjusted Price-to-FCF. This places Swedbank AB in the lower half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 10.19. Swedbank AB's value of 91.58 is 798.7% above this benchmark. Historically, Swedbank AB's own Cyclically Adjusted Price-to-FCF has ranged from 2.78 to 151.43 over the past decade. While the company's 10-year median is 10.62 vs. the industry median of 10.19, Swedbank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for a Banks company?
The median Cyclically Adjusted Price-to-FCF among Banks companies is 10.19, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swedbank AB's current Cyclically Adjusted Price-to-FCF of 91.58 is 798.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Swedbank AB and its competitors. For the Banks industry, the median Cyclically Adjusted Price-to-FCF is 10.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current Cyclically Adjusted Price-to-FCF is 91.58, which is 762% above median its own 10-year median of 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (SWDBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.73, compared to a current price of $39.38 — trading 73.3% above its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 91.58, which is 762% above median its 10-year median of 10.62 and 798.7% above the Banks industry median of 10.19. Swedbank AB's overall GF Score™ is 60/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Swedbank AB (SWDBF), the current Cyclically Adjusted Price-to-FCF is 91.58 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swedbank AB (SWDBF) Overvalued in 2026?
Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued.
The current stock price of $39.38 is trading 73.3% above its estimated GF Value™ of $22.73.
GuruFocus considers Swedbank AB to be Significantly Overvalued.
Key valuation signals for SWDBF:
Cyclically Adjusted Price-to-FCF: 91.58 (762% above median its 10-year median of 10.62)
GF Value™: $22.73 vs. price of $39.38 (73.3% above fair value)
Industry Position: 798.7% above the Banks median (#848 of 872)
No single metric tells the full story. See the SWDBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
60GF Score
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